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Privacy Your Rights Online

You Will Read Our Ads, And Like It 63

sheister writes "over at myciti.com they are asking members to agree to a new set of terms before using the service, including "'..we may display advertisements and promotions of all kinds on our web site(s) and you agree not to disable any technology required or utilized to serve or display such advertising;' Has anyone else noticed pushy Terms and Conditions like this on the web?"
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You Will Read Our Ads, And Like It

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  • It's no big deal. It's even less enforceable than all this crap the RIAA is giving the P2P users about pirating MP3s. Honestly, how would they be able to figure out that you are using a local proxy program to filter out all their advertising?
    • Re:Who cares? (Score:5, Informative)

      by Wonko42 ( 29194 ) <ryan+slashdotNO@SPAMwonko.com> on Monday October 07, 2002 @07:09PM (#4406657) Homepage
      Honestly, how would they be able to figure out that you are using a local proxy program to filter out all their advertising?

      Easy. They look at their logs and say, "Well now, it looks like the user from 12.34.56.78 loaded our front page, but none of our popup ads! And it appears a user from that IP is logged on as 'johnsmith'. Looks like it's time to fire off a legal threat to Mr. John Smith!"

      Not that they'd have a snowball's chance in hell of winning any kind of legal action for something so silly, but it's totally possible for them to correlate their log data to determine which users are blocking ads. A workaround would be to use something like the BannerBlinds plugin for Mozilla, which still loads the ads, but then removes them from the page layout when displaying the page.

      • Re:Who cares? (Score:4, Insightful)

        by sweetooth ( 21075 ) on Monday October 07, 2002 @07:49PM (#4406887) Homepage
        Unfortunatly if part of the reason you are blocking ads is bandwidth conservation then banner blinds doesn't do you nearly as much good as not loading them in the first place. This is one of those things like not loading images at all, or only loading images from the originating web server etc. Of course those have thier own issues. For example many sites use dedicated servers for image serving like images.slashdot.org. Then again, if you are trying to conserve bandwidth you probably could care less if the pages standard graphics load either.
      • Re:Who cares? (Score:4, Interesting)

        by Deanasc ( 201050 ) on Monday October 07, 2002 @07:59PM (#4406950) Homepage Journal
        which still loads the ads, but then removes them from the page layout

        Part of the reason I want to block ads is that I'm on the campus network and restricted to the total amount of bandwidth I'm allowed in a month. If I go over I get cut off. So anything that cuts unwanted bandwidth is good. Anything that forces me to give up precious bandwidth is a really bad thing.

        In otherwords if they force too many ads down my connection I loose my connection and they loose a customer. When will they realize forced advertising is a bad idea? (I know, probably never.)

      • Re:Who cares? (Score:2, Interesting)

        by billcopc ( 196330 )
        Is BannerBlinds really required to download the entire ad ? why not just send a GET for it and abort the transfer as soon as it starts ? That's enough to fool most webservers' logs. It's not like they pay attention to what's going down the pipe once the transfer's started.
      • Re:Who cares? (Score:3, Interesting)

        by isorox ( 205688 )
        I access the web via a cache along with arround 20,000 other people. Will they be able to get a court order to force my ISP (Exeter university, or Blueyonder), which isn't in the same country, to divulge their logs? Or will they sue the ISP who didnt agree to anything?

        Howabout webcaches in botswana, or iran? Will these bow to pressure from the great US of A?
    • Easy to block (Score:2, Interesting)

      by fluor2 ( 242824 )
      well.. It's easy for them to block people that block ads. It's just to check if they have a hit on the gif banner pictures. If not, then they should ban their ip for e.g. 3minutes.
      • An easy countermeasure to this is a proxy that makes the GET request for the banner, but just directs it to the bitbucket instead of your browser window. If you use a proxy to save bandwidth, this would not be very useful, but if you just use a proxy to protect your sanity from the latest incarnation of Punch the Monkey, this would work fine.
    • i'd say that they'd also have to try and sue so many people that you'd be pretty safe. considering that most people i know don't read any of the disclamers on websites and even when they do they disregaurd them.
    • They can track you, but why would they go to the expense of legal action against one individual? (Beyond blocking access to your online account?) What they're more likely to do if they catch you blocking ads is to use that as an excuse: "Sorry, we see you've broken the terms of our agreement, so we can no longer keep your credit card interest below our maximum rate."
      • "Sorry, we see you've broken the terms of our agreement, so we can no longer keep your credit card interest below our maximum rate."



        You have this backwards. I think what you really meant to say was, "Sorry, we see you've revealed yourself to be a pathetic little dying bank grasping at pennies in an effort to stay solvent just a few more months, so we can no longer keep your credit card. Please give us all our money back, so we can put it in your competitor."

  • by pjgeer ( 106721 ) on Monday October 07, 2002 @07:18PM (#4406718) Journal
    Your ads do run under lynx, don't they?
    • I can just see it: "but I wasnt using technology to block the ads, I was using the lack of technology."
    • Actually, I have noticed that an increasing number of ad banners do in fact include ALT properties, so that people who have image loading turned off (or who use lynx, though I think it's incidental that these people get it too) still get to experience the joy and wonder that is seeing these ad banners.
  • I checked both the terms & conditions linked at the bottom of the page, and the privacy policty just above it. I didn't see any reference to advertisements of any sort.

    So, where is this new policy?
    • Me thinks YHBT
    • Re:I don't see it. (Score:4, Informative)

      by gilroy ( 155262 ) on Monday October 07, 2002 @11:47PM (#4407938) Homepage Journal
      Blockquoth the poster:

      I checked both the terms & conditions linked at the bottom of the page, and the privacy policty just above it. I didn't see any reference to advertisements of any sort.

      Oh, they're sneaky alright. You have to enter your info and such, and then you click through to

      My Citi User Agreement ... Please read the My Citi User Agreement carefully - it includes disclaimers of liability and other matters of interest to you...

      4. Marketing.

      By selecting "I Agree" below, you acknowledge and agree that: (1) we may display advertisements and promotions of all kinds on our web site(s) and you agree not to disable any technology required or utilized to serve or display such advertising; and (2) you confirm the decision you made during the My Citi registration about whether or not to subscribe to receive marketing messages via e-mail from Citibank. In each case, such advertisements may be customized based upon information you may have provided us or upon information concerning the accounts and services that you access or use via our web site(s) in order to tailor them to your personal interests.


      Notice that not only do you agree to read the ads. You also give them carte blanche to use your personal, confidential data in "customizing" those ads. ("John, we see your bank balance is really low. Why not use your Citibank Premiere card to pay some of your bills?")


      I liked myciti.com but this seems pretty obnoxious.

  • Great idea (Score:3, Funny)

    by Anonymous Coward on Monday October 07, 2002 @07:19PM (#4406721)
    I will definitely want to buy stuff from their sponsors after reading that.
  • Hmmm (Score:3, Insightful)

    by Hungus ( 585181 ) on Monday October 07, 2002 @07:23PM (#4406743) Journal
    I disable java and java script and turn off nearly all options in Mozilla for browsing. I do this for security, speed and most importantly because I want to.

    Now here is the issue: Who pays for the content on the net?

    I know in my case I pay my access fee for X amount of bandwidth potential, and I pay by the GB for my colo'd servers at ColoGuys [cologuys.com] ( - shameless plug for John and Co). In fact, I charge ( or rather my company charges) for access to our servers. As part of my personal connection I have personal and organizational websites set up. Now I choose to make those freely available to anyone at any time. Why? because I want people to come by and take a look see. However, if I make my money off of a site ( as I do with my colo'd servers), I have the right to restrict access. In this case they are wiling to provide content in exchange for marketing. They can do this, I think it is a poor choice and will drive people away, but it is their choice. Think what would happen to slashdot if al advertising were taken away. Would it become subscription only? If not who picks up the tab? I say just don't use the service if you dont want to abide by the terms.

    Just my 2 cents worth.

    • Re:Hmmm (Score:2, Insightful)

      by jon787 ( 512497 )
      You can also say that on the other end of the deal. Many ISPs limit their customers by bandwidth usage and/or time spent online. Loading those ads uses bandwidth and wastes time. Personally I noticed a 10% drop in bandwidth usage after disabling flash, java, pop-ups, and using the image controls in mozilla.

      (this could be an interesting debate...)
    • I say just don't use the service if you dont want to abide by the terms.

      In essence I agree... but :) The fact that they suspect that I would disable certain technologies (not having studied their specific infernal ways of stuffing ads up my nose, I'm only guessing) I would guess these technologies include things such as JavaScript, Java applets, Flash, Shockwave and... simplest of all, images.

      Now, this indicates that they assume that I'm using this technology in the first place. What if I'm browsing in Lynx? What if I haven't downloaded this and that plugin?
      Does browsing in Lynx violate their terms? Does not spending several hours on my 14k4 modem downloading the latest JRE violate their terms?

      If you put something up on the web, expect people to request the data - through any tools they choose. If you specifically don't want them to do that, wrap the data in some way so it's only available to the people you want to see it...
    • If their advertising dollars are worth more than the money in their bank.... well then, they're in the wrong business!
  • by drDugan ( 219551 ) on Monday October 07, 2002 @07:23PM (#4406744) Homepage
    have i seen it? no.

    would I use their service? probably not.

    __________________________________

    Take a moment and IMAGINE a world
    with no unsolicited ads. can you? It is a
    fun excercise -- I think it would be
    a much nicer world.

    • Re:seen it? (Score:1, Insightful)

      by Anonymous Coward
      As far as I'm concerned, ALL ads are unsolicited. How many people do you know who say "jeez, I wish there were some commercials I could watch." Accept during the superbowl...because some of those are just damn funny.
  • All your bandwidth are belong to us! Ha ha ha!
  • So.. (Score:3, Interesting)

    by arkham6 ( 24514 ) on Monday October 07, 2002 @07:45PM (#4406860)
    The bank can now tell me what software I can and cannot run on my computer? How I run my computer is MY business, and if I choose to block ads, that is my right, since it is MY computer, MY bandwidth and MY choice. I don't give two shakes if they want to make more money off me. Maybe if they would split 50/50 with me anything they make from it, I might consider it, but otherwise, push off jack.
    • Re:So.. (Score:3, Insightful)

      by Jonny 290 ( 260890 )
      Nope.

      You're deciding to run the software and access their website. By making the conscious decision to view the site, you're entering into an agreement with them for services rendered versus ad space on your web browser page. If you are not satisfied with this, i'm sure there are other banks with different policies.

    • Re:So.. (Score:3, Interesting)

      by gilroy ( 155262 )
      Blockquoth the poster:

      The bank can now tell me what software I can and cannot run on my computer?

      OK, let's be fair. myciti.com is a free service offered by Citibank to let you organize all your online transactions through one portal. It stores passwords, checks balances for you, etc. Here's the rub: It really is free-as-in-beer. Now, if they want to recoup some of the cost and so use ads, that's their right. And if they want to hinge your usage of their free-as-in-beer site on your agreement to view those ads, it's still their right. If you don't like it, don't use the site... it's hardly a necessity, just a convenience.


      All of that said, it's a dumb move by Citibank. It just engenders ill will, doesn't result in any more ads being viewed, and makes them look stupid (and a little petulant).


      Disclaimer: I use the myciti.com site and have found it generally nice... though hardly indispensable.

      • Re:So.. (Score:3, Interesting)

        by Russellkhan ( 570824 )
        OK, let's be fair. myciti.com is a free service offered by Citibank to let you organize all your online transactions through one portal. It stores passwords, checks balances for you, etc. Here's the rub: It really is free-as-in-beer.


        Hmm, I think we have different views of free-as-in-beer. This appears to me to be an example of free-the-marketing-word.

        From what I can tell by looking over the site (they don't make the real information easy to find for those who don't sign up), myciti.com is for Citibank customers only. In other words it's part of the package that comes with an account. Marketers like to refer to this as "free," but I tend to think "included" is a more accurate word for it. (I won't go into my rant about how these services serve the bank much more than the customers here).

        Another point - even if myciti.com were a service provided for all to use with or without a Citibank account, it would cease to be free-as-in-beer when viewing ads (and running your browser in whatver configuration is required to view those ads) becomes a requirement to receive the service. This is somewhat reminiscent of the trend popularized by companies like Aureate/Radiate, Conducent/Timesink, etc (and still used in apps like Opera and Eudora) to call ad-sponsored applications "free."

        Free-as-in-beer means "This nifty thing is here for you to take and enjoy, no strings attached" not "If you buy our product you can have this nifty thing" or "If you view these ads you can have this nifty thing."

        Russ
        • Blockquoth the poster:

          Hmm, I think we have different views of free-as-in-beer.

          I was unclear. Up until recently, there were no ads on myciti.com. Nor did you have to have a Citibank account to use it. (Of course they only marketed to their own customers.) This, I think we agree, is free-as-in-beer.


          Now they are moving towards ads. This of course represents a real cost -- in bandwidth, time, or attention -- and so it isn't really "free-as-in-beer" anymore. I'm not sure about the account restriction but that would probably qualify it too.

  • by tchdab1 ( 164848 ) on Monday October 07, 2002 @07:46PM (#4406865) Homepage
    "Has anyone else noticed pushy Terms and Conditions like this on the web?" My browser and ISP both have ordered me not to answer this question.
  • One step to go... (Score:2, Interesting)

    by gnovos ( 447128 )
    ...until: By agreeing to these terms you agree to buy the products advertized on this site.
  • Yet another reason to cancel their stinking card once I get it paid off. Their telemarketers are bad enough.
  • by Anonymous Coward
    When will web site programmers learn to disable edit on a text box that contains the terms and conditions.


    Simply copy and paste this into the terms and conditions

    I agree to allow citibank to hire one blonde [playboy bunny|chipendale] each month to my home and [suck my cock|lick my cunt] and show me advertising material until I cum in [her|his] mouth.

  • by orthogonal ( 588627 ) on Monday October 07, 2002 @09:11PM (#4407348) Journal
    On first reading this submission, I assumed myciti was a content provider of some kind. And I figured, if I wanted their content that badly, I'd just pay for it. More likely, it wasn't something I needed more than I need my peace -- and buzzy banner ads manage to disrupt my peace far far more often than they encourage me to buy anything. After all, I've already given up reading washingtonpost.com at home, as I'm not even able to register with them using Mozilla.

    But myciti.com isn't a content provider; it's a banking/investment service. Presumably, if I take the trouble to browse there, it's because I think I might want to see what services they offer.

    But apprently they assume their services are so worthless that before I'd purchase those services, I'd have to be overcome by their advertising. Or they think their marketting position is so precarious, they must have a captive audience.

    Or perhaps they're confident in their services but want to subject me to ads for their third-party affiliates? Is citibank worried they can't profit without selling my eyes to third parties?

    Whatever the case, it appears that citibank isn't doing so well. Either their products don't sell without extensive, in-your-face advertising, or the company isn't profitable without selling marketting in addition to investment products.

    Either way, it seems a good indication -- one might say an invitation even -- to stay away from citibank.

    And that's what I'll be doing, thanks.
  • For the 13th time (Score:3, Informative)

    by Faux_Pseudo ( 141152 ) <Faux.Pseudo@gmai l . c om> on Monday October 07, 2002 @09:30PM (#4407414)
    I have said this once and I will say it again: In a text browser "[IMG]" is all you see unless you have it set like /. does in which place you see something like "Alt TextAlt Text". Until all sights are done in Flash I will be content to surf in text browsers like elinks [freshmeat.net], links [freshmeat.net], w3m [freshmeat.net], and lynx [freshmeat.net]. But this is just my 542 bytes worth.

  • I'm pretty sure I accepted a click-through license which requires me to prop my eyes open with toothpicks so that I won't blink and miss one of their ads. It sure is considerate of them to make sure I don't miss any Valuable Offers! don't you think?
  • Try 1wrestling (Score:4, Interesting)

    by Tabercil ( 158653 ) <`tabercil' `at' `gmail.com'> on Monday October 07, 2002 @11:14PM (#4407846)
    Try surfing www.1wrestling.com with Norton Internet Security's Ad Blocking feature switched on... you get shunted to a No Access page saying:

    "We're sorry, but our site relies on the revenue we get from advertisers to bring you the quality content you see each day. Consequently, we no longer permit access from users who use Ad blocking software."
    • It doesn't stop lynx :) although with images turned off in Mozilla, it will crash Mozilla.
    • Re:Try 1wrestling (Score:3, Insightful)

      by walt-sjc ( 145127 )
      Heh. Squid with AdZap works fine. No ads and no problems. Just another case of free software doing a better job than commercial stuff.

      I felt I HAD to start using ad blocking software when sites started doing REALLY invasive ads (X10, yahoo, flash ads, etc.) That and the tracking being done by companies like doubleclick. With limited bandwidth, it was a no-brainer decision. Some sites are so bad that they have 200K or so of ads for ~2K of content. Pathetic. Then there are the annoying sites that spread 20K of text over 5 pages just so they can get more ad impressions at our expense. Unfortunately, the responsible sites that I like suffer due to the actions of irresponsible sites.

      In the 200K ads vs 2K content example, you kinda wonder what their operating costs would be if they DIDN'T serve ads. Maybe they wouldn't need so many ads to make ends meet if their bandwidth bill was 1/100th the size that it currently is.

      Yeah there is the argument that if you want the content, you MUST take the ads too. I don't agree with that, which is why I use TIVO and bypass ads on tv, or change channels or pop in a CD when listening to radio and the ads come on. Media execs would call me a theif saying that they "own" my time between content delivery. Bullcrap. That is a red herring / false argument in a vain attempt to hold onto a failing business model. Adapt or die, I say. It's the same type of argument that commercial software vendors try to use against open source / free software.
      • Usually comes from the outside ad agency (assuming the site doesn't serve its own advertising). Therefore the bandwidth costs are assumed by the advertising agency, and not the site that you're viewing them on.

        This is probably posted elsewhere in this comment, but you can use the hosts file provided by http://everythingisnt.com/hosts.html to help redirect some of those ad lookups to localhost. I'll leave the ethic question of doing that up to you, but it can help in a low bandwidth situation (as well as turning off images).
    • Re:Try 1wrestling (Score:1, Insightful)

      by Anonymous Coward
      I have no problem with the site. Of course for www
      browsers I use lynx (no pop-up windows), mozilla
      (with pop up windows disabled) and konqueror (pop-up
      windows disabled again).


      ECW! ECW! ECW!

    • I don't run any ad blocking software, but I do two things to avoid this waste of bandwidth:

      * Use the "trusted sites" zone in IE5 to list sites and even whole domains whose scripts I'll allow to run, such as "https://*.mybank.com/", and then turn off all scripting for the other zones.
      * Run a local proxy server that refuses to serve certain URLs, such as "http://*/ads/*". I have a pretty long list of URL patterns now.

      The 1wrestling.com site comes up ok on this setup - probably because the Javascript that looks for ad blockers doesn't run. :-) Mind you, some sites now refuse to load any content unless you enable Javascript, but that's a clue that they're full of bandwidth-wasting garbage and not with my time anyway. The proxy would be hard to defeat unless some of the scripts can look for cookies set by some of the banner sites.
    • It doesn't seem to mind my Squid/adzap setup though.
  • by 91degrees ( 207121 ) on Tuesday October 08, 2002 @05:11AM (#4408698) Journal
    I really can't see a lot of value in advertising to people who are determined not to be advertised to.

    Are the advertisers insisting on this, or is it something that Citi are doing to increase the number of views they get for each advertiser?

  • Slashdot Ads (Score:4, Insightful)

    by smallfries ( 601545 ) on Tuesday October 08, 2002 @09:53AM (#4409391) Homepage
    Strange that in this discussion, which is about being forced to accept advertising, nobody has mentioned Slashdots policy or the thread that got bitchslapped for debating the pro's and con's of disabling the ads here...

    Now, what are the odds that this post is modded offtopic?
    • being forced to accept advertising
      Or there are people like me who have ad blocking software, in addition to .hosts entries for known sources. It's not to hard to filter ads, including the ones on /.

      frob.

  • Most of us enable that so as not to get bombarded with ads...

    Does THAT count?

  • by dcavanaugh ( 248349 ) on Wednesday October 09, 2002 @12:10PM (#4417163) Homepage
    "...agree not to disable any technology required or utilized to serve or display such advertising"

    Technology? What technology? Where is the description of the technology in question? How is an end user supposed to know which technologies are "required or utilized" if the "agreement" does not specifically include them? How is anyone supposed to know if they are in compliance with the "agreement"?

    The "not to disable" part is also interesting. That's not the same thing as "enabling" the unmentioned "required or utilized" technologies (cookies and popups?). I don't have to accept cookies or enable popups, especially if I disabled those features before visiting their website. I don't have to install Flash. In fact, I can easily find a web browser that is simply too old to support any of their "technology".

    And then we have the last line of defense: ignorance. "Gee whiz Citibank, I had no idea that I was prohibited from disabling W, X, Y, and Z to use your site. I have no idea what those thing are or why they don't work on my computer. Besides, the whole thing was set up by my brother in-law, who uses some other bank."

    Now for an example of two wrongs making a right: Let's tell Citibank about Gator. Perhaps the marketing stupidity on both sides will cancel out.

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