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New Usage-Based Insurance Software Can Track Drivers Using Smartphones 137

Lucas123 (935744) writes A new software platform released by one of the nation's largest insurance roadside services providers will allow insurers to track drivers through smartphone sensors and geolocation services in order to offer good driver incentives or emergency roadside assistance. The tracking software is similar to technology currently offered by State Farm's In-Drive and Progressive's Snapshot program, but the latter uses a hardware collection device that plugs into a vehicle's standard OBDII onboard diagnostics port. The new software platform from Agero travels with the driver in and out of the car, so that if a customer is in an accident emergency services are still contacted.
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New Usage-Based Insurance Software Can Track Drivers Using Smartphones

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  • Re:Nope! (Score:5, Informative)

    by JosKarith ( 757063 ) on Thursday September 04, 2014 @09:51AM (#47824745)
    My old employer - one of the biggest insurance firms in the UK - has been running stuff like this for years. A little app on your smartphone that analyses your driving style for minor infractions and squeals back to the company so they can produce evidence for why your premiums have shot up...
    And of course to get it working they tested it on... the call center staff. Seriously, any call center staff who had company insurance had to agree to this sh1t being installed on their mobiles to qualify for the staff discount during its testing phase. And the claims of anonymisation of data for the testing were proven to be BS the day the leaderboards of "Who's the safest drivers in XXX team" started going up to shame staff members who weren't good little boys and girls.

Thus spake the master programmer: "When a program is being tested, it is too late to make design changes." -- Geoffrey James, "The Tao of Programming"