Tracking Your Taxes 593
CTealL writes "Apparently Intuit thinks it's okay to share information about taxes with third paries. According to this article,
Intuit is using a third party tracking technology on all tax forms submitted to the IRS. "We could capture your name, your Social Security number or any other information that you willingly pass to a Web site," acknowledged Matt Belkin, who serves as vice president of best practices for Utah marketing giant Omniture, which tracks the online activities of people using Intuit's TurboTax. The IRS disavows any knowledge of this, saying "The IRS does not take a position on Web tracking tools." Makes you wonder where your tax information is going..."
The moral of the story: (Score:5, Funny)
Re:The moral of the story: (Score:5, Insightful)
Re:The moral of the story: (Score:5, Insightful)
Re:The moral of the story: (Score:3, Insightful)
Comment removed (Score:5, Insightful)
Broad generalizations (Score:5, Funny)
Re:The moral of the story: (Score:3, Insightful)
I do, I honestly do.
As for you not believing there are any differences, well.. you live in an extremely large fairly homogenous country, which is built upon the foundation of pretending you're all alike.
Just here in Scandinivia there is a distinct difference between Danish and Norwegians. I attribute this mostly to the fact that Denmark has better weather and get to spend more time outside, aswell as Denmark car
Re:The moral of the story: (Score:3)
"fairly homogeneous country" implies we're all somewhat similar.
"pretending you're all alike" implies that we're not, in fact, very similar.
That statement alone, even without your other wildly unreasoned opinions, convinces me to disbelieve you.
If you think that the culture in Wyoming is the same as the culture in rural Virginia is the same as the culture in New York City is the same as the culture in Phoenix, AZ, you're clueless.
Re:The moral of the story: (Score:3, Insightful)
The morality of the story: (Score:5, Insightful)
At least some states have figured out how to file taxes electronicly and directly (and free!) without involving someone with a profit motive in the mix.
Re:The morality of the story: (Score:3, Informative)
Re:The morality of the story: (Score:4, Interesting)
If the IRS would actually come out with a method of E-Filing that does not require third party involvement, they would go a long way towards elimenating this type of problem.
It would also be a large taxpayer expense. As it stands now you could get access to send your tax return directly to the government. But you'd have to write the software, and pass the tests, and undergo a criminal background check. This ensures that the government needs to do the least work once it's received a return. It also makes it very hard for criminals to screw up the system by for instance filing false returns for people other than themselves.
Look at the E-Filing instructions and it's all about how to find the right third party to do it for you (for a Fee!).
Actually, at least one third party (the makers of TaxAct), offers e-file for free to everyone. They make it hard to find the link, but if you go to the IRS free-file page [irs.gov], scroll down to "TaxACT.com", click the link, click "Leave IRS Site", and then click on "Start Free Return" then you can e-file your federal return absolutely free.
Re:The morality of the story: (Score:4, Insightful)
I don't know what you're saying about everybody writing their own tax preparation software, but an official IRS site could certainly prevent fraud at least as well as paper forms or TurboTax etc.
This is a case of purposeful government waste in order to create a market for some companies. Like if I started printing my own paper tax forms, charging $10 for them, then lobbied Congress to stop the IRS from printing tax forms because it was "competing with private industry."
Re:The morality of the story: (Score:3, Informative)
It saves the government heaps in terms of manually checking paper-work and entering figures.
Re:The morality of the story: (Score:4, Funny)
Perhaps the US should outsource its tax collection to the UK.
Actually, we use to have an arrangment just like that.
From what I understand, it didn't work out very well.
Why would we want your sucky government when we have a perfectly fine sucky government right here at home?
Re:The morality of the story: (Score:3, Interesting)
More than that, if you know you owe the government money you want to wait until the last filing date. When my money is in a savings account I at least earn interest, once I pay the bill I quit earning interest on the money. Now granted today's interest rates are so tiny this isn't much money, but still an extra few pennies add up over time. (I pay most of my bills on the first of the month so that I can get an extra month's interest on my money, again it isn't much but it adds up over all my bills and t
Re:The morality of the story: (Score:3, Informative)
Re:The morality of the story: (Score:3)
Re:The morality of the story: (Score:3, Informative)
Or, for that matter, you could file on paper, for cheaper.
Cheaper than free [irs.gov]? I don't think so.
In an ideal world, you'll be sufficiently under-withheld that you don't have to worry about getting a refund anyway, removing the only rational reason to e-file.
I've got another rational reason to e-file. You save the cost of the stamp (actually to be safe you should probably use two stamps as one is probably not enough), as well as the hassle of printing out the form and mailing it in. In my case, I save
Re:The morality of the story: (Score:5, Interesting)
>Huh? Why?
Owing (rather than getting a refund) means you can earn interest on the money for a year rather than letting Uncle Sam have it.
$999 is the most you can owe without having to pay penalties and interest for underpayment.
Re:The morality of the story: (Score:3, Informative)
That is incorrect. The underpayment penalties are based on your prior year's return and a percent value - For example, you pay penalties if the tax you owe is greater than 10% of your total tax bill this year and if the tax you owe is greater than the tax you paid last year.
For example, if last year I paid $10,000 in taxes, and this year my withholdings were $8,000, but I actually still owed $10,000, then I would
Re:The morality of the story: (Score:4, Insightful)
Frankly, that's a retarded attitude, but a lot of lazy people share it. To have your employer automatically subtract (sorry, "withhold") taxes just so you can feel like you're winning the lottery when you get your "refund" is... retarded. Not only do you lose out on the interest, but the government has you by the balls because you don't even really feel the pain of PAYING taxes.
Since I'm self-employed, nobody withholds from me, so I get to feel it when I write my two checks to Fed and State treasuries.
By the way, Tax Freedom Day [taxfoundation.org] for 2005 falls on April 17th, so you're still working to payoff taxes until then... but at least you won't feel it. :)
Re:The morality of the story: (Score:4, Insightful)
Since I'm self-employed, nobody withholds from me, so I get to feel it when I write my two checks to Fed and State treasuries.
Don't you mean "eight checks"? How long have you been self-employed?? This statement surprises me (self-employed since 1997).
The US tax system is a "pay as you go" system. You have to pay your taxes close to when you earn the income. Otherwise you pay penalties. Unless your taxes are under $1000 or you just started out you will have to pay penalties (8%? something like that).
Does the phrase "estimated tax payments" ring any bells?
The only time I haven't paid quarterly tax payments is during the boom, when I could easily beat the penalty elsewhere.
So if you're self-employed, you *do* feel the sting of paying throughout the year (and yes you can overpay and get a refund, but that's retarded as you point out.. the government will loan YOU money at 8%, but when you loan THEM money throughout the year by overpaying, they give you nothing :-).
Re:The morality of the story: (Score:3, Interesting)
Re: (Score:3, Interesting)
Re:The moral of the story: (Score:3, Insightful)
Yeah, they use third party web bugs, but they say that they don't send those bugs your private data. If you don't believe them when they say this, see above.
Try to hack this... (Score:2, Insightful)
A HP48GX and a #2 pencil. Straight into the envelope.
It's slower than an e-file, but far more anonymous, providing you don't put a return address on the envelope.
Re:Try to hack this... (Score:3, Funny)
And for complete anonymity, take your thumb, lick it, and rub over your social security numbers til you can't read it any more. Hey, that is what general Shwarzkaupf did with his map of vietnam. Cambodia? Cambodia is miles from here. :p
Re:Try to hack this... (Score:5, Funny)
I would love to, but there's this little problem that brings up later in the process... :P
No you fucking idiot!!! (Score:5, Funny)
Good God, you idiot! Now they'll have your DNA!!!
END OF THE WORLD IS NEAR! (Score:5, Informative)
But he said Omniture doesn't do this. The reason, he said, is that client companies don't authorize Omniture to do it.
Yes they *can*, but do they? *no*
Heh, if this is a biblical reference... (Score:2)
It cracks me up, everytime my fellow Americans ramble on about this mark of the beast stuff. Even if ALL Americans did X, there are still BILLIONS of others NOT doing X.
Re:END OF THE WORLD IS NEAR! (Score:3, Insightful)
National sales tax now (Score:3, Insightful)
National sales tax? (Score:2)
What does a national sales tax vs. a national income tax have to do with 3rd party tax prep companies? Seriously! If you don't want a 3rd party company doing your taxes, just do them yourself. It's not hard, just a little time consuming. As an aside on a national sales tax, a recent issue of The Onion [theonion.com] said it best,
Re:National sales tax now (Score:5, Insightful)
Except, all they do is function to collect what the tax code says they should. Don't like it? You have to change the law. Fix it in congress, thus treating the problem, not the symptom.
Re:National sales tax now (Score:2, Insightful)
Congress? You mean that other entity that systematically exploits American people to keep elites in business?
Re:National sales tax now (Score:5, Insightful)
The problem with a national sales tax is that middle to low income earners spend a larger percentage of their earnings. Upper class earners spend a much smaller percentage of their wages. A national sales tax would hurt low wage earners the most as they would be using the majority of their wages on food & basic necessities. The little $ they might have left after their purchases and their tax burden won't be enough for an adequate savings.
Sales tax NOT regressive (Score:5, Informative)
So nobody pays tax on necessities. From there, the more you buy, the more you pay. It's progressive without having to treat people differently under the law.
Re:Sales tax NOT regressive (Score:3, Insightful)
For example, here in Canada we have the GST. The exceptions are;
http://www.cra-arc.gc.ca/tax/business/gstgu i des/rc 4045/rc4045-e.html
So notice that full sized pies are not taxed but single servings are. And I'm sure that other countries have rules
Re:Sales tax NOT regressive (Score:4, Insightful)
But when you look at *utility gained* versus expenditures, a sales tax isn't regressive anymore. It's equitable, and some might even say it's progressive if you consider the necessities of life (shelter, food, etc.) to have a higher per dollar utility value than luxury goods.
Sure, that person earns $1M and spends $125k, and gets taxed $31.5k or 3.15% of their income. But what's that other $875k doing? Are they papering their house with it? Stuffing their pillows? Wiping their ass? No, they're socking it away in savings, mostly in investments, thus allowing other people to benefit from it for a time.
Money by itself, in the absence of something to buy with it, serves no purpose and has no value. Why should a person get taxed on the money they don't spend and don't get any real benefit from? That's already a concept implemented in traditional IRAs, where money saved in the IRA is not taxed, but when the money is withdrawn (presumably, when you are about to spend it) you pay taxes then.
Re:Sales tax NOT regressive (Score:5, Insightful)
Progressive tax, by definition, is a tax the has different rates based on total income. Thus, a sales tax is not progressive. It's a regressive tax.
A regressive tax, in contrast, is a tax that takes a larger percentage of the income of low-income people than of high-income people.
Example: If I make $1,000,000 a year, and you make $75,000. If we both spend $75,000 on however we define sales, we both have to pay the same in taxes. You are being taxed on 100% of your income. I am being taxed on only .075% of mine.
While a regressive tax such as this one that is focused on consumption has benefits, it does not help address income inequities or have any built in system that recognizes the responsibility of people in fortunate circumstnaces have to the larger society and for people not as well off as they are - such as those that make below the poverty line.
Re:Sales tax NOT regressive (Score:3, Informative)
I wonder how the citizens of the state
Re:National sales tax now (Score:4, Interesting)
Hardly. Not everyone pays a percentage. Almost half the workers in the U.S. pay no income tax at all. And, in fact, they get quite a sweetheart deal -- many of those people get a "refund" which is far larger than the amount that was witheld in the first place (refundable credits).
The problem with a national sales tax is that middle to low income earners spend a larger percentage of their earnings. Upper class earners spend a much smaller percentage of their wages. A national sales tax would hurt low wage earners the most as they would be using the majority of their wages on food & basic necessities. The little $ they might have left after their purchases and their tax burden won't be enough for an adequate savings.
It's been my experience that most upper class earners spend virtually everything they earn. They might spend a slightly smaller amount as a percentage of their income, but, 85% of $200,000 is a lot more real dollars than 95% of $25,000. Admittedly, I pulled those numbers out of my ass, they're just for illustration purposes ;)
As structured in H.R. 25, everyone gets a monthly check to prevent exactly what you describe. It's actually a pretty well thought-out plan. You can read more about it at http://fairtax.org/ [fairtax.org].
Re:National sales tax now (Score:3, Interesting)
Re:National sales tax now (Score:3, Interesting)
The current talk about repealing the inheritance tax is ludicrous. It's the only tax the Paris Hiltons of the world pay at all. Look at it like this: while Daddy worked his ass off, paid his taxes on his earnings, and received the benefits of those taxe
Re:National sales tax now (Score:4, Insightful)
Uh... if they recieved an inheritance, and that money had already had its taxes paid on, then they already have paid for it. It's money changing hands, not money suddenly appearing out of nowhere.
Re:National sales tax now (Score:4, Insightful)
That money is not going towards paying for ongoing maintenance. Without inhertance and property taxes the burden falls solely on the backs of current wage earners.
Re:National sales tax now (Score:3, Insightful)
Re:National sales tax now (Score:3, Insightful)
I earned the money - not you. I paid taxes on the money - not you. I decide what the hell I'm going to do with my money - not you. And if that means that I want to give it all to my kids so that they don't have to work a day in their lives, that's my business - not yours.
What's unfair here is that some of my neighbors think they have the right to divvy up and distribute *my* property against
Re:National sales tax now (Score:3, Insightful)
The national sales tax has nothing to do with third party tax preperation services.
If you want to fix the tax system, how about closing the loopholes the rich use? Wouldn't that be a better place to start. To remove their tax s
I am that you are, or was, for I am now (Score:2, Insightful)
Re:I am that you are, or was, for I am now (Score:2)
Slashdot vs. Major Media Outlet (Score:3, Interesting)
Re:Slashdot vs. Major Media Outlet (Score:2)
trust us! (Score:3, Insightful)
Yeahhh, I'm gonna say no!
Trusting Intuit is insane. (Score:3, Insightful)
Read the fine print for your savings and checking (Score:5, Interesting)
People have no rights anymore because buisnesses stopped thinking about serving you. They now look at aggregates. You have become an after-thought on someones spreadsheet. We have 10,000 customers. We lose 50 this month because they don't like us sharing their information. But we get 500 new accounts from our marketing blitz. The bank is going to say it isn't worth their time to deal with 50 unhappy customers when an advertisment can bring in more customers.
BTW, this is unrelated to this story, but I need help and I have to ask (since all the smart people hang out at slashdot, and I don't know the ipa to any forus to ask). My damn internet connection is not working right. I can't get to yahoo.com, but if i type in the ip address, i get there. What the hell is wrong?
Re:Read the fine print for your savings and checki (Score:2, Informative)
Re:Read the fine print for your savings and checki (Score:2)
I figured it is DNS. I was able to get google, and since I can't connect to any website, I was using their cache. It appears Comcast has some hackers attacking them, they are calling it "p
It worked!!! (Score:2)
Thank you!!! It worked. I just hope I am not using a server for some porn site in the USSR. lol. Or maybe this is one of those times to not ask why it works.
And if this fix is so easy, why can't comcast get their stuff to work.
Raise holy hell and watch them squirm (Score:3, Insightful)
Re:Read the fine print for your savings and checki (Score:5, Informative)
Sorry to burst your bubble. I work closely with dozens of banks and credit unions on this very topic. GLB [ftc.gov] inspires more neurotic fear in bankers than anything else I have seen in some time.
By the way, "related businness" means sharing information with other companies that must be there to support the bank, like disaster recovery companies, records archiving companies, etc.
Whether or not you believe it, "related businesses" simply cannot use your information for anything other than performing their service for the bank.
The closest a bank can get to profiting from your personal information is using it to offer services. A bank may notice that you have a high credit card balance and offer you a HELOC, it may notice that you have a high savings balance and offer its CDs, it may notice that your car loan is getting paid down and offer a pre-approved loan for a newer car, etc.
Other than that, your information is strictly off limits.
Re:Read the fine print for your savings and checki (Score:2)
128.210.11.5 (ns.purdue.edu)
128.174.5.6 (ns.uiuc.edu)
You may want to use some closer to you, but these should get you up and running, at least.
Bad reasoning for not capturing SSNs...... (Score:3, Insightful)
So, is he saying that given the opportunity to capture this information, his company would? Semi-distrubing. What about not caputuring this information since it would be wrong to do so? Particulary with recent problems with identity theft.
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Turbo Tax "web" version or (Score:4, Insightful)
Ah... after RTFA... (Score:2)
The company is offering its Free File program at taxfreedom.com. Nowhere on the welcoming screen or at any point in the filing process is it disclosed that Web bugs are being used. "
The implication being this is their "web" client. Not the boxed one.
(Not that my data is anymore safe.. Quicken like
Re:Turbo Tax "web" version or (Score:2)
Where your tax information is going (Score:2, Funny)
Re:Where your tax information is going (Score:2, Insightful)
RTFA (Score:5, Insightful)
If you're gonna get the tin hats out for this, then don't forget that Intuit also makes and sells the number one financial tool for not just businesses, but also personal finances. Quicken and Quickbooks. They don't need your tax return information. All your bank accounts are belong to Intuit. If they wanted to track your buying habits, the checking history of hundreds of thousands of individuals is at their fingertips.
I got rid of Turbotax (Score:2)
Ugh...... (Score:3, Insightful)
If identity theft is supposed to be as big of a business as we're told, you'd think that getting a few moles inside these companies would be a top priority.
You'd know the person's income, what they purchased, address etc. That data would be worth a fortune to theives, and there's zero legitimate marketing purpose to them having my SS#.
Re:Ugh...... (Score:3, Interesting)
Every $8/hour agent has access to every return e-filed by HR Block (not just taxcut) - since 1999 at the click of the mouse. No oversight whatsoever and turnover was very high because the job quite frankly sucked for the PC phone people. They constantly had at least 3
IRS position (Score:5, Insightful)
That's fair, damn it.
The issue is with the go-betweens. I say - take 'em to court and smoke 'em.
Re:IRS position (Score:2)
For what? For having the ability to capture information going through their system? If that's enough to take them to court, then your ISP had better be in the dock right next to them because they have that ability too. There's nothing in the article that you obviously didn't read to say that anybody's actually doing this. FUD and nothing else and you, like most slashdotters, fell for it hook, line and sinker.
I had a problem like this (Score:2, Interesting)
Re:I had a problem like this (Score:4, Interesting)
Those gift cards are are something you have to pay up front for, correct? If so, why did you give out your SSN for a cash transaction?
Attention, obvious (Score:5, Insightful)
Can you trust the person sorting your mail not to open it? about as much as you can trust Intuit, however as soon as its online everyone gets freaked out.
As soon as you let someone else transmit your personal information this can happen. When you submit a form containing your SSN (social security number) the person on the recieving end or anyone in transit can read it, be the form HTML or paper.
Anyone sorting real world mail could open a letter and read it. Any company sending your data over the web could read the data you are sending them, well, of course, you're sending it to them for a reason.
Could a marketing company get people to infiltrate the post office and steal random letters to examine content? of course. Could a marketing company forcefully aquire data (via hacking, etc.) online? of course. But now its much harder, the data is encrypted.
Unfourtunatly most average consumers don't read
(For those who are going to attack me because the article isn't about hacking, the only way for the marketing companies to get data is hacking, Intuit is *not* going to share that info. Either a or b is true: a) its against privacy laws, paper or internet. b) they could do it with your paper forms too, making it a moot point.)
What about their stand-alone software? (Score:2)
The problem is that at least web information can be caught since most of that information is captured and retrieved through cookies. Unfortunately, this article makes me even more suspect about their CD-based software. You know, the one with CD-illa (2003 tax year) that didn't uninstall properly? We can track and delete cookies.
oops (Score:5, Funny)
Comment removed (Score:5, Informative)
Good (Score:2)
And here's a possible scenario.... (Score:5, Interesting)
There's lotsa gold in them thar data mines.
CRS/GDS companies like SABRE/Worldspan/Apollo, etc do it all the time now. ( I worked for SABRE as a developer for several years )United Airlines gives SABRE a fee for every lead they give them for customers that have flown into ski resorts. More money per lead if these folks have done it more than one year. If they flew someone besides United, then United sends them a coupon for X% off their next flight to said ski resort destination city.
And who else pays for this data? Why the ski resorts themselves! Look for the trend and if you appear to be an outdoorsy type then maybe Jeep will send you a coupon for a special deal from one of their dealers.
Out of context (Score:2)
blah blah blah
But he said Omniture doesn't do this. The reason, he said, is that client companies don't authorize Omniture to do it.
What they can do and what they do are very different.
Nothing but FUD, move along.
my confidential tax data is going.... (Score:2)
tried doing my taxes on the confuser back before they stopped supporting nt 4.0, and frankly, it took three times as long and wasn't any less enraging.
maybe next year, assuming there is a straight unencumbered download of free software directly from the irs that runs on osX, uses no third party crap whatsoever, doesn't intercommunicate on the web until the encrypted data goes out, and that only to one identified site and por
And yet their online tax software is awesome (Score:2)
And no, I'm not a Quicken user and I don't work for Intuit.
I took a quick look at Intuit's web site (Score:5, Informative)
What it does is ask the server for an image (JPEG or GIF). But this request actually triggers a CGI program on the server side, passing it a unique session identifier that was served in the original page. The CGI app on Intuit's side most likely relays the request to the tracking company's server for logging. Cute, huh?
Since I'm not a customer, I didn't go past the login page. But it would be interesting to examine the analytics code served up in the account management pages - perhaps they pass not only the session identifier, but form values as well. (The analytics script could be triggered after the user hits the submit button, for instance). This may have been the point Omniture's CEO was making when he said that he could get customer's SSNs and salary data if he wanted to. Hopefully, there is a negotiation between Intuit and the web analytics firm about what customer information will be tracked, and procedures in place to verify that the analytics portion of the HTML does not collect more information than agreed upon.
Maybe someone with an account at Intuit should take a closer look at the page sources to see what parameters are being passed to the analytics server while you're managing your money.
this is illegal (Score:3, Informative)
Offtopic, but I gotta vent (Score:3, Insightful)
I've never used Intuit's products, but I've hated them since the mid-90s when they made a corporate decision, under the leadership of Bill Campbell, to blow off their Mac user base. "Want new features? Use Windows." Punks. So I guess it's not really surprising that they're screwing over their current customer base like this.
For some reason Apple decided to put Campbell on its board of directors, despite his demonstrated inimicality (yes, that's a word) [bibliomania.com]. I own a fair amount of AAPL, and every year I mark my proxy to withhold my votes for that SOB. Sadly, he keeps getting re-elected. Oh well.
Thanks for listening.
Re:Offtopic, but I gotta vent (Score:3, Informative)
They may be once again "supporting the Mac" with their products, but it's half-baked.
I've been a Quicken user for keeping track of my checking and credit card accts. for years, and I recently migrated over to my Mac from Windows. (Mainly because I figure Windows has too many security risks like spyware apps that might potentially be able to upload my Quicken data someplace.)
I'm disappointed
IRS Invasion of Privatization (Score:3, Informative)
Yawn!!! (Score:5, Interesting)
Just use Firefox for all of your web browsing and most of your privacy issues will go away. In FF, just go into your preferences/options under security -> cookies and set that to "ask me everytime" and your good to go.
That's weird (Score:3, Informative)
I guess you need to read the fine print on what those company's can do with your info
Re:Legitimate (Score:2)
Re:Legitimate (Score:3, Insightful)
Too many people blame faceless 'companies', 'corporations', or 'governments'. But let's remember: we're getting bent over and reamed by our neighbors. They're the ones fucking us over and fucking us up. Everyone who actively suppor
Re:Legitimate (Score:2)
Re:Paper Filing Is Still Legal (Score:2)
I've always been paranoid about what an electronic program would think about all my moving expenses from category A to category B. I also like having an exact copy of what I sent the IRS.
Re:Paper Filing Is Still Legal (Score:2)
Ha ha, good one! I trust the USPS about as much as I trust Intuit.
Re:This is exactly why... (Score:2)
This sounds like it should apply to Canada, eh!