An anonymous reader shares a report: Last year, the EU passed legislation that will require the iPhone and many other devices with wired charging to be equipped with a USB-C port in order to be sold in the region. Apple has until December 28, 2024 to adhere to the law, but the switch from Lightning to USB-C is expected to happen with iPhone 15 models later this year. It was rumored in February that Apple may be planning to limit charging speeds and other functionality of USB-C cables that are not certified under its "Made for iPhone" program. Like the Lightning port on existing iPhones, a small chip inside the USB-C port on iPhone 15 models would confirm the authenticity of the USB-C cable connected. "I believe Apple will optimize the fast charging performance of MFi-certified chargers for the iPhone 15," Apple analyst Ming-Chi Kuo said in March.

In response to this rumor, European Commissioner Thierry Breton has sent Apple a letter warning the company that limiting the functionality of USB-C cables would not be permitted and would prevent iPhones from being sold in the EU when the law goes into effect, according to German newspaper Die Zeit. The letter was obtained by German press agency DPA, and the report says the EU also warned Apple during a meeting in mid-March.

Apple reported stronger-than-anticipated iPhones sales in its second-fiscal quarter earnings report today.

"The highlight of Apple's report was iPhone sales, which grew from the year-ago quarter even as the broader smartphone industry contracted nearly 15% during the same time," reports CNBC, citing an IDC estimate. "IPhone revenue grew 2% during the quarter, suggesting that parts shortages and supply chain issues that had hampered the product for the last few years, including an iPhone factory shutdown late last year, had finally abated." From the report: Here's how the company did versus Wall Street expectations per Refinitiv consensus expectations:

EPS: $1.52 vs. $1.43 expected
Revenue: $94.84 billion vs. $92.96 billion expected
Gross margin: 44.3% vs. 44.1% expected

Apple reported $24.16 billion in net income during the quarter versus $25.01 billion last year. Overall revenue was down 3% from last year's $97.28 billion in sales.

Here's how Apple's individual product lines did versus StreetAccount consensus expectations:

iPhone revenue: $51.33 billion vs. $48.84 billion expected
Mac revenue: $7.17 billion vs. $7.80 billion expected
iPad revenue: $6.67 billion vs. $6.69 billion expected
Other Products revenue: $8.76 billion vs. $8.43 billion expected
Services revenue: $20.91 billion vs. $20.97 billion expected

Apple and Google said on Tuesday that they were working together to prevent lost item trackers like Apple's AirTag from being used to track people without their permission. From a report: The companies came together to draft a new industry standard that will add the ability to alert victims to unwanted trackers in Android and iOS, the companies said. Apple's AirTag is intended to help people find lost items such as keys by displaying an item's nearly real-time location inside an iPhone app. But there have been many reports about the $30 coin-sized device being used to stalk people since it went on sale in 2021. In response, Apple previously built detection features into iPhones that allow users to detect unfamiliar AirTags in the user's area. Tuesday's announcement suggests that Android phones will also soon gain the ability to warn their users if they are being tracked by an AirTag.

Apple promised faster turnaround times for security patches with iOS 16 and macOS Ventura, and it's now delivering on that claim. From a report: The company has released its first Rapid Security Response updates for devices running iOS 16.4.1, iPadOS 16.4.1 and macOS 13.3.1. They're available through Software Update as usual, but are small downloads that don't require much time to install. MacRumors says the fix is deploying over the course of 48 hours, so don't be surprised if you have to wait a short while.

Microsoft's headquarters are in the state of Washington — and this year when the state legislature considered a right-to-repair bill, Microsoft showed its support.

The nonprofit "climate solutions" site Grist reports that the committee considering that bill received an email from Microsoft's senior director of government affairs, saying that the bill "fairly balances the interests of manufacturers, customers, and independent repair shops and in doing so will provide more options for consumer device repair." The Fair Repair Act stalled out a week later due to opposition from all three Republicans on the committee and Senator Lisa Wellman, a Democrat and former Apple executive. (Apple frequently lobbies against right-to-repair bills, and during a hearing, Wellman defended the iPhone maker's position that it is already doing enough on repair.) But despite the bill's failure to launch this year, repair advocates say Microsoft's support — a notable first for a major U.S. tech company — is bringing other manufacturers to the table to negotiate the details of other right-to-repair bills for the first time.

"We are in the middle of more conversations with manufacturers being way more cooperative than before," Nathan Proctor, who heads the U.S. Public Research Interest Group's right-to-repair campaign, told Grist. "And I think Microsoft's leadership and willingness to be first created that opportunity...."

Like other consumer tech giants, Microsoft has historically fought right-to-repair bills while restricting access to spare parts, tools, and repair documentation to its network of "authorized" repair partners. In 2019, the company even helped kill a repair bill in Washington state. But in recent years the company has started changing its tune on the issue. In 2021, following pressure from shareholders, Microsoft agreed to take steps to facilitate the repair of its devices — a first for a U.S. company. Microsoft followed through on the agreement by expanding access to spare parts and service tools, including through a partnership with the repair guide site iFixit. The tech giant also commissioned a study that found repairing Microsoft products instead of replacing them can dramatically reduce both waste and carbon emissions. Microsoft has also started engaging more cooperatively with lawmakers over right-to-repair bills. In late 2021 and 2022, the company met with legislators in both Washington and New York to discuss each state's respective right-to-repair bill. In both cases, lawmakers and advocates involved in the bill negotiations described the meetings as productive...

When Washington lawmakers revived their right-to-repair bill for the 2023 legislative cycle, Microsoft once again came to the negotiating table. From state senator and bill sponsor Joe Nguyen's perspective, Microsoft's view was, "We see this coming, we'd rather be part of the conversation than outside. And we want to make sure it is done in a thoughtful way." Proctor, whose organization was also involved in negotiating the Washington bill, said that Microsoft had a few specific requests, including that the bill require repair shops to possess a third-party technical certification and carry insurance. It was also important to Microsoft that the bill only cover products manufactured after the bill's implementation date, and that manufacturers be required to provide the public only the same parts and documents that their authorized repair providers already receive. Some of the company's requests, Proctor said, were "tough" for advocates to concede on. "But we did, because we thought what they were doing was in good faith."

The Information reports: Late last year, a trio of engineers who had just helped Apple modernize its search technology began working on the type of technology underlying ChatGPT... For Apple, there was only one problem: The engineers no longer worked there.
They'd left Apple last fall because "they believed Google was a better place to work on LLMs...according to two people familiar with their thinking... They're now working on Google's efforts to reduce the cost of training and improving the accuracy of LLMs and the products based on these models, according to one of those people."

MacRumors summarizes the article this way. "Siri and Apple's use of AI has been severely held back by caution and organizational dysfunction, according to over three dozen former Apple employees who spoke to The Information's Wayne Ma." The extensive paywalled report explains why former Apple employees who worked in the company's AI and machine learning groups believe that a lack of ambition and organizational dysfunction have hindered âOESiriâOE and the company's AI technologies. Apple's virtual assistant is apparently "widely derided" inside the company for its lack of functionality and minimal improvement over time. By 2018, the team working on âOESiriâOE had apparently "devolved into a mess, driven by petty turf battles between senior leaders and heated arguments over the direction of the assistant."

SiriâOE's leadership did not want to invest in building tools to analyse âOESiriâOE's usage and engineers lacked the ability to obtain basic details such as how many people were using the virtual assistant and how often they were doing so. The data that was obtained about âOESiriâOE coming from the data science and engineering team was simply not being used, with some former employees calling it "a waste of time and money..." Apple executives are said to have dismissed proposals to give âOESiriâOE the ability to conduct extended back-and-forth conversations, claiming that the feature would be difficult to control and gimmicky. Apple's uncompromising stance on privacy has also created challenges for enhancing âOESiriâOE, with the company pushing for more of the virtual assistant's functions to be performed on-device.

Cook and other senior executives requested changes to âOESiriâOE to prevent embarassing responses and the company prefers âOESiriâOE's responses to be pre-written by a team of around 20 writers, rather than AI-generated. There were also specific decisions to exclude information such as iPhone prices from âOESiriâOE to push users directly to Apple's website instead. âOESiriâOE engineers working on the feature that uses material from the web to answer questions clashed with the design team over how accurate the responses had to be in 2019. The design team demanded a near-perfect accuracy rate before the feature could be released. Engineers claim to have spent months persuading âOESiriâOE designers that not every one of its answers needed human verification, a limitation that made it impossible to scale up âOESiriâOE to answer the huge number of questions asked by users.

Similarly, Apple's design team repeatedly rejected the feature that enabled users to report a concern or issue with the content of a âOESiriâOE answer, preventing machine-learning engineers from understanding mistakes, because it wanted âOESiriâOE to appear "all-knowing."

The Washington Post reports on "a relatively young app called Beeper that pulls all your chats into one place." This is significant, the Post argues, because "we're better off if we have the freedom to pick up our digital lives and move on. Tech companies should feel terrified that you'll walk if they disappoint you..." If different people send you messages in Apple's Messages (a.k.a., iMessage), WhatsApp, LinkedIn and Slack, you don't have to check multiple apps to read and reply. Maybe the best promise of Beeper is that you can ditch your iPhone or Samsung phone for another company's device and keep your text messages...

Eric Migicovsky, Beeper's co-founder, told me that if you're pulling Apple Messages into Beeper, you need a Mac computer to upload a digital file. All chat apps have different limits on how much history you can access in the app.

There's also a wait list of about 170,000 people for Beeper. (Add yourself to the list here.) The app is free, but Beeper says it will start charging for a version with extra features.
To put this all in context, the Post's reporter remembers the hassle of using a cable to transfer a long history of iPhone messages to a new Google Pixel phone, complaining that Apple makes it more difficult than other companies to switch to a different kind of system. "Many of you are happy to live in Apple's world. Great! But if you want the option to leave at some point, try to limit your use of Apple apps when possible..."

They look ahead to next year, when the EU "will require large tech companies to make their products compatible with those of competitors" — though it's not clear how much change that will bring. In the meantime, the existence of a small company like Beeper "gives me hope that we don't have to rely on the kindness of technology giants to make it easier to move to a different phone or computer system... You deserve the option of a no-hassle tech divorce at a moment's notice."

Apple's long-rumored VR / AR headset might run adapted versions of iPad apps, according to a new report from Bloomberg. The mixed reality device's new interface will also apparently let users access "millions" of already-available apps on the App Store. And the headset's apps might not be the only thing that might remind you of the iPad; the Home Screen and Control Center will apparently look like the iPad's as well, Bloomberg says. The Verge reports: Here are some of the apps you can expect, according to Bloomberg:

- Apple is working on "optimized" versions of apps like Safari and many of the core apps you might already be familiar with from an iPhone, including "Apple's services for calendars, contacts, files, home control, mail, maps, messaging, notes, photos and reminders, as well as its music, news, stocks and weather apps."
- There will be headset versions of FaceTime and Apple TV with features that "will look similar to their iPad counterparts."
- Apple is apparently testing a camera app, which could let you take pictures using its many rumored cameras.
- You'll be able to read books in VR with Apple Books and meditate with an app.
- A headset-compatible version of its new Freeform app could let you collaborate with others in mixed reality.
- Freeform won't be the only productivity app: the headset will also apparently support Pages, Numbers, Keynote, iMovie, and GarageBand.
- Apple wants to make watching sports a "richer experience," which could utilize technology it acquired when it bought NextVR.
- Gaming will "be a central piece of the device's appeal." (That feels like a smart decision.)

Israeli spyware maker NSO Group deployed at least three new "zero-click" hacks against iPhones last year, finding ways to penetrate some of Apple's latest software, researchers at Citizen Lab have discovered. From a report: The attacks struck phones with iOS 15 and early versions of iOS 16 operating software, Citizen Lab said in a report Tuesday. The lab, based at the University of Toronto, shared its results with Apple, which has now fixed the flaws that NSO had been exploiting. It's the latest sign of NSO's ongoing efforts to create spyware that penetrates iPhones without users taking any actions that allow it in. Citizen Lab has detected multiple NSO hacking methods in past years while examining the phones of likely targets, including human rights workers and journalists.

While it is unsettling to civil rights groups that NSO was able to come up with multiple new means of attack, it did not surprise them. "It is their core business," said Bill Marczak, a senior researcher at Citizen Lab. "Despite Apple notifying targets, and the Commerce Department putting NSO on a blacklist, and the Israeli ministry cracking down on export licenses -- which are all good steps and raising costs -- NSO for the moment is absorbing those costs," Marczak said. Given the financial and legal fights NSO is involved in, Marczak said it was an open question how long NSO could keep finding or buying new exploits that are effective.

Apple in iOS 17 will for the first time allow iPhone users to download apps hosted outside of its official App Store, according to Bloomberg's Mark Gurman. From a report: Otherwise known as sideloading, the change would allow customers to download apps without needing to use the App Store, which would mean developers wouldn't need to pay Apple's 15 to 30 percent fees. The European Union's Digital Markets Act (DMA), which went into effect on November 1, 2022, requires "gatekeeper" companies to open up their services and platforms to other companies and developers. The DMA will have a big impact on Apple's platforms, and it could result in Apple making major changes to the App Store, Messages, FaceTime, Siri, and more. Apple is planning to implement sideloading support to comply with the new European regulations by next year, according to Gurman.

Hackers using spyware made by a little known cyber mercenary company used malicious calendar invites to hack the iPhones of journalists, political opposition figures, and an NGO worker, according to two reports. From a report: Researchers at Microsoft and the digital rights group Citizen Lab analyzed samples of malware they say was created by QuaDream, an Israeli spyware maker that has been reported to develop zero-click exploits -- meaning hacking tools that don't require the target to click on malicious links -- for iPhones. QuaDream has been able to mostly fly under the radar until recently. In 2021, Israeli newspaper Haaretz reported that QuaDream sold its wares to Saudi Arabia. The next year, Reuters reported that QuaDream sold an exploit to hack iPhones that was similar to one provided by NSO Group, and that the company doesn't operate the spyware, its government customers do -- a common practice in the surveillance tech industry.

QuaDream's customers operated servers from several countries around the world: Bulgaria, Czech Republic, Hungary, Romania, Ghana, Israel, Mexico, Singapore, United Arab Emirates (UAE), and Uzbekistan, according to internet scans done by Citizen Lab. Both Citizen Lab and Microsoft published groundbreaking new technical reports on QuaDream's alleged spyware on Tuesday. Microsoft said it found the original malware samples, and then shared them with Citizen Lab's researchers, who were able to identify more than five victims -- an NGO worker, politicians, and journalists -- whose iPhones were hacked. The exploit used to hack those targets was developed for iOS 14, and at the time was unpatched and unknown to Apple, making it a so-called zero-day. The government hackers who were equipped with QuaDream's exploit used malicious calendar invites with dates in the past to deliver the malware, according to Citizen Lab.

An anonymous reader shares a report from the New York Post: A supposed glitch in the popular "Find My iPhone" app has been directing random strangers to the home of an unsuspecting Texas dad at all hours of the day, falsely accusing him of stealing their electronic devices.

[Software engineer] Scott Schuster told the local news station KTRK that he's been visited by close to a dozen irate people over the past few years, telling him that their missing phone had last pinged at his address. "[I] had to wake up and go answer the door and explain to them that I didn't have their device, and people don't tend to believe you," the dad of two told the outlet.
The Texas resident tells KTRK that his biggest concern was "someone coming to the house potentially with a weapon."

And the same station reports that local sheriff Eric Fagan "said he was so shocked and concerned that he informed his patrol units and dispatchers, just in case anyone called about the address." "Apple needs to do more about this," Fagan said. "Please come out and check on this. This is your expertise. Mine is criminal and keeping our public safe here in Fort Bend County." Fagan added that Apple doing nothing puts a family's safety in jeopardy. "I would ask them to come out and see what they can do. It should be taken seriously. You are putting innocent lives at risk," he said....

There have been other high-profile device pinging errors elsewhere in the country, with at least one that brought armored vehicles to a neighborhood. In 2021, body camera footage captured a Denver police SWAT team raiding the home of a 77-year-old woman in Colorado over a false ping on the app. Denver officers believed she had stolen guns connected to a car theft after tracking a stolen iPhone to her address using the Find My app. That woman later sued the lead detective.

ABC13 has tried contacting the software giant since Tuesday. Someone called back, so we know they are aware of the incident. Still, no one has said if they are going to fix the issue, or at the very least, look into the matter.

An anonymous reader quotes a report from MacRumors: An Apple Store at the Alderwood Mall was burgled last weekend, with thieves infiltrating the location through a nearby coffee shop. According to Seattle's King 5 News, thieves broke into Seattle Coffee Gear, went into the bathroom, and cut a hole in the wall to get to the Apple Store backroom. The burglars were able to bypass the Apple Store's security system by using the adjacent coffee shop, stealing a total of 436 iPhones that were worth around $500,000.

According to Seattle Coffee Gear manager Eric Marks, the coffee shop is not noticeably adjacent to the Apple Store because of the way that the store is laid out. "I would have never suspected we were adjacent to the Apple Store, how it wraps around I mean," Marks told King 5 News. "So, someone really had to think it out and have access to the mall layout." Police were able to obtain surveillance footage of the theft, but as it is part of an active investigation, it has not yet been released. Nothing was stolen from the coffee shop, but it will cost $1,500 to replace locks and repair the bathroom wall.

Academics in the US have developed an attack dubbed NUIT, for Near-Ultrasound Inaudible Trojan, that exploits vulnerabilities in smart device microphones and voice assistants to silently and remotely access smart phones and home devices. The Register reports: The research team -- Guenevere Chen, an associate professor at the University of Texas at San Antonio, her doctoral student Qi Xia, and Shouhuai Xu, a professor at the University of Colorado Colorado Springs -- found Apple's Siri, Google's Assistant, Microsoft's Cortana, and Amazon's Alexa are all vulnerable to NUIT attacks, albeit to different degrees. In an interview with The Register this month, Chen and Xia demonstrated two separate NUIT attacks: NUIT-1, which emits sounds to exploit a victim's smart speaker to attack the same victim's microphone and voice assistant on the same device, and NUIT-2, which exploits a victim's speaker to attack the same victim's microphone and voice assistant on a different device. Ideally, for the attacker, these sounds should be inaudible to humans.

The attacks work by modulating voice commands into near-ultrasound inaudible signals so that humans can't hear them but the voice assistant will still respond to them. These signals are then embedded into a carrier, such as an app or YouTube video. When a vulnerable device picks up the carrier, it ends up obeying the hidden embedded commands. Attackers can use social engineering to trick the victim into playing the sound clip, Xia explained. "And once the victim plays this clip, voluntarily or involuntarily, the attacker can manipulate your Siri to do something, for example, open your door."

For NUIT-1 attacks, using Siri, the answer is yes. The boffins found they could control an iPhone's volume so that a silent instruction to Siri generates an inaudible response. The other three voice assistants -- Google's, Cortana, and Alexa -- are still susceptible to the attacks, but for NUIT-1, the technique can't silence devices' response so the victim may notice shenanigans are afoot. It's also worth noting that the length of malicious commands must be below 77 milliseconds -- that's the average reaction time for the four voice assistants across multiple devices.

In a NUIT-2 attack, the attacker exploits the speaker on one device to attack the microphone and associated voice assistant of a second device. These attacks aren't limited by the 77-millisecond window and thus give the attacker a broader range of possible action commands. An attacker could use this scenario during Zooms meeting, for example: if an attendee unmutes themself, and their phone is placed next to their computer, an attacker could use an embedded attack signal to attack that attendees phone. The researchers will publish their research and demonstrate the NUIT attacks at the USENIX Security Symposium in August.

Apple will expand ProMotion to the standard iPhone models in two years, according to Ross Young, CEO of Display Supply Chain Consultants. ProMotion was first introduced on the iPhone 13 Pro models in 2021 and remains exclusive to Pro models for now. MacRumors reports: In a tweet today, Young provided a roadmap outlining various display-related technologies coming to future iPhones. Notably, the roadmap indicates that low-power LTPO display technology will be expanded to the standard iPhones in 2025, which Young said will enable ProMotion on these devices, allowing the display to ramp up to a 120Hz refresh rate for smoother scrolling and video content when necessary.

ProMotion would also allow the display to ramp down to a more power-efficient refresh rate. iPhone 13 Pro models can ramp down to 10Hz, while iPhone 14 Pro models can go as low as 1Hz, allowing for an always-on display that can show the Lock Screen's clock, widgets, notifications, and wallpaper even when the device is locked. All in all, the roadmap suggests that the so-called "iPhone 17" and "iPhone 17 Plus" will feature ProMotion, and likely an always-on display too. Young also claimed the "iPhone 17 Pro" will be the first iPhone to feature under-panel Face ID technology.

"Researchers have 'hacked' the earliest stages of photosynthesis," according to a new announcement from the University of Cambridge.

CNET reports: Scientists have studied photosynthesis in plants for centuries, but an international team believes they've unlocked new secrets in nature's great machine that could revolutionize sustainable fuels and fight climate change. The team says they've determined it's possible to extract an electrical charge at the best possible point in photosynthesis. This means harvesting the maximum amount of electrons from the process for potential use in power grids and some types of batteries. It could also improve the development of biofuels. While it's still early days, the findings, reported in the journal Nature, could reduce greenhouse gasses in the atmosphere and provide insights to improve photovoltaic solar panels.

The key breakthrough came when researchers observed the process of photosynthesis at ultrafast timescales. "We can take photos at different times which allow us to watch changes in the sample really, really quickly — a million billion times faster than your iPhone," Dr. Tomi Baikie, from the University of Cambridge's Cavendish Laboratory, told CNET....

Previous demonstrations connected cyanobacteria, algae and other plants to electrodes to create so-called bio-photoelectrochemical cells that tap into the photosynthetic process to generate electricity. Baikie said they were surprised to discover a previously unknown pathway of energy flow at the beginning of the process that could enable extracting the charge in a more efficient way.

Apple: Apple today introduced Apple Pay Later in the U.S. Designed with users' financial health in mind, Apple Pay Later allows users to split purchases into four payments, spread over six weeks with no interest and no fees. Users can easily track, manage, and repay their Apple Pay Later loans in one convenient location in Apple Wallet. Users can apply for Apple Pay Later loans of $50 to $1,000, which can be used for online and in-app purchases made on iPhone and iPad with merchants that accept Apple Pay. Starting today, Apple will begin inviting select users to access a prerelease version of Apple Pay Later, with plans to offer it to all eligible users in the coming months.

Apple Pay Later is built right into Wallet, so users can seamlessly view, track, and manage all of their loans in one place. With Apple Pay Later in Wallet, users can easily see the total amount due for all of their existing loans, as well as the total amount due in the next 30 days. Apple Pay Later is offered by Apple Financing, a subsidiary of Apple, which is responsible for credit assessment and lending. Apple Financing plans to report Apple Pay Later loans to U.S. credit bureaus starting this fall, so they are reflected in users' overall financial profiles and can help promote responsible lending for both the lender and the borrower.

During its State of Unreal keynote at GDC 2023, the company showed off new animation tools that make it possible to create realistic facial animations using only video captured from an iPhone. The Verge reports: Epic showed this off with a live demonstration featuring the actor behind the upcoming game Senua's Saga: Hellblade II. It was a short clip, with the actor speaking directly into the camera, but it appeared to be rendered both quickly and accurately. Even more impressive, the company then showed off the same animations captured onstage used to bring another MetaHuman character to life. The animator is launching this summer. Epic's MetaHuman Creator was announced in early 2021 to streamline the process of making more realistic human faces, body movements, and facial animations.

Remember when Pebble founder Eric Migicovsky released an impassioned plea for someone, anyone, to make a small Android phone that would compete with the iPhone Mini? He's taking matters into his own hands. From a report: Now that Apple has stopped making new small phones, Migicovsky's Small Android Phone petition has evolved into a "community-based project" -- where that community includes a team working to design and produce the phone that Migicovsky wants. The petition got 38,700 signatures, and "almost all of that came from literally one article from The Verge," one team member revealed in a design call. The Small Android Phone team -- it's not a company, yet -- has been doing a lot of planning right under our noses. In a small Discord, they've quietly revealed their efforts to source a display, choose a chip, and design the body of the phone. They've even discussed how they might pay for it all. Diehard small phone enthusiasts are invited to give feedback at every step of the process as the team attempts to bend the phone market to their will.

After a years-long wait, Apple Pay today launched in South Korea, allowing those living in the country to use Apple's payment system to make contactless payments using the iPhone or Apple Watch. MacRumors reports: Apple has been working to bring Apple Pay to South Korea since 2017, but Apple was unable to be registered as an electronic financial business operator because regulators were investigating whether Apple Pay violated local regulations and laws. Apple was finally approved by financial regulators back in February.

NFC terminal adoption was also low in retail stores in South Korea around when Apple Pay first launched, which continues to be an issue. There are more NFC terminals than there were six years ago, but The Korea Times suggests Apple Pay will face "significant challenges" in Korea due to the limited number of NFC terminals. At the current time, Apple Pay is limited to Hyundai Card users, which could see South Koreans interested in using the service picking up a Hyundai Card. No other card companies are participating in Apple Pay as of yet.