Pendulum Swinging Toward Privacy 72
netbuzz writes "The New York Times reports this morning on a gathering movement to remove Social Security numbers from online public records. While justifiable, given the reality of and concerns about identity theft, it also doesn't take much to imagine how such concerns will be abused by public officials who are strapped for cash and/or ethically challenged."
So What? (Score:2)
Or is security by obscurity "good enough" in this case?
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Re:So What? (Score:5, Insightful)
The problem is that knowing your SSN is considered proof of identity.
This is equivalent to:
"Hi, I'm John Smith"
"Prove it"
"J-o-h-n S-m-i-t-h"
"Well, that's good enough for me...here's your new credit card".
I think the cleanest solution would be a statement from the government like this:
"Social Security Numbers are no longer to be used as a form of authentication. They are for identification purposes only. To ensure this state of affairs in the future, we will on January 1, 2009 publish all SSNs with the full names of the people to which they are assigned. After this date, any person or company found relying on SSNs as proof of identity will be solely and completely responsible for all damages from fraud and 'identity theft' occuring as a result of such idiocy. We are not mandating a specific method of proper authentication, nor are we establishing a national clearinghouse for such. All we are doing is telling you to get off your asses, incorporation some real security, and stop running your businesses like complete fucking retards"
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The problem is that it's used as a primary key for me. You can use it to link together all sorts of information about me. Publishing all SSN's just makes this problem worse.
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The alternative is everybody rolling their own, which commonly leads to one agent's primary key being another agent's authentication factor. This gives anyone with access to both data sets the means to impersonate you.
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Even then it's only intended for certain purposes. If a school needs to distinguish between two students with the same name it's really up to them to work out how to. Ditto for a bank with several customers having the same name.
Security through economics (Score:4, Interesting)
Same here. An SSN has some market value. Cheap automated harvesting is profitable. Driving to a courthouse and copying by hand almost certainly isn't. No profit, no mass crime. The threat is then reduced to stalkers and private detectives.
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I'd never thought of it like that. Insightful.
Doesn't Matter (Score:5, Insightful)
Re:Doesn't Matter (Score:5, Interesting)
The problem is that your SSN is both a public ID and a secret used to validate that ID. So long as a single bit of information is used as both the public and private bits of that equation there's no way to solve this problem no matter how many ID numbers you generate.
Would is really be so hard to require that new credit accounts can only be issued with a notarized signature? Notary publics are intended to serve just this kind of purpose -- to validate that a particular person really did execute an agreement. It's pretty easy to find a notary public even in rural areas, and they don't report their specific activities to the government, so there's aren't a lot of big-brother concerns with respect to having your documents notarized. Seriously, this seems like a problem we solved 100 years ago.
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Say goodbye to online applications, applying over the phone, etc. Now the credit card business is making less money than it was before.
And they won't like that.
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By the time they've approved you for credit paying an extra couple of dollars to actually open the account is no problem -- it's not like they have to process notarized paperwork at the pre-approval stage.
Notarization (Score:2)
Credit is a drug. Drug pushers don't want anything to slow down their chance to get money from a desperate customer.
Credit issuers make lots of money from both legal instant credit and from lending to crooks and collecting from fraud victims.
Your suggestion is good security, good policy, and will be blocked by intense lobbying. (Also vulnerable to the forged ID problem, since that's what notaries
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If you're vicimized because of mistake by a notary you can take action against them -- in most places they're required to be bonded and are strictly liable up to several thousand dollars.
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It seems like a good idea to make sure that companies that issue cards to the wrong person are responsible for the consequences of that action. They will just pass the cost on to their customers, but they are also the only ones who are in a position to do anything about it. For the most part, if somebody decides they are going to impersonate me, there i
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The problem is not the lack of an identity card (and I happen to disagree with the parent posters that somehow the point of failure is that the SSN is used both as an identifier and password.)
The problem i
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I suspect that the prevalence of identity theft / fraud here, is mostly the result (as the parent suggests) of shady creditors' practices of extending large amounts of credit to people more or less anonymously -- on nothing except their n
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And in either case, wouldn't you like to know that someone can't take out a mortgage in your name without doi
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If anything declaring SSNs "private" is likely to make the problem worst as more fools will think it is secure in some way or other.
Re:Doesn't Matter (Score:5, Informative)
FOR SOCIAL SECURITY AND TAX PURPOSES-NOT FOR IDENTIFICATION
This is from about 1970ish.
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The longer this kind of abuse go on the harder it is to do anything about it.
Gathering? Been happening for over a decade (Score:3, Interesting)
In the last 15-plus years, some public records have also changed identifiers, been removed from the public records, or had SS#s redacted for the same reason.
The pendulum may be moving faster now but the swing began long ago.
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Then we started using 8 digit id's. The problem? The public numbers are now used as passwords into some systems.
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But will universities/ follow suit? (Score:2)
Re:But will universities/ follow suit? (Score:5, Insightful)
I was taking a part time college class at a Junior College several years ago. The students social security number was printed on the class schedule that each student carried around with them on the first day of class. On the first day, there were misplaced class schedules laying on the ground and on desks all around the campus. Nobody seemed too concerned. I don't know if the local junior college still does that or not.
Back in the 1970's, I got an Arizona drivers license shortly after moving to Arizona. Back then, by default, they would use the social security number as the drivers license number unless the applicant specifically asked them not to. My social security number was on my drivers license for over 30 years. ATM machines did not yet exist in grocery stores or small shops, so checks were typically used to pay. When cashing a check they would typically ask for a drivers license and write the drivers license number on the check. Over a few decades, that would be thousands of checks, per person, with the social security number on them. A few years ago, I went over to the department of motor vehicles and had them change my drivers license number to something other than the social security number.
For many years, the envelope for my monthly medical insurance bill always asked me to write my account number under the return address on the outside of the envelope. My account number was my social security number and I always hated having to write that on the outside of the envelope. They finally stopped using my social security number as my account number a few years ago and also stopped asking me to write it under the return address on the outside of the envelope.
A few decades ago most people also kept their social security card in their wallet. Some people still do, even though wallets are frequently lost or stolen.
For many years, identity theft was very rare and there was very little effort to keep social security numbers secret. So after decades of not keeping them secret everyone is now being told that they need to keep them secret. Who's idea was it to start using something that had never been very secret for identification purposes? Knowing a social security number or a mother's maiden name should never have been considered to be proof that someone is who they say they are.
Fortunately, I have never been the victim of identity theft other than one minor instance of having one fraudulent charge on a charge card a few years ago.
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stupid (Score:1, Interesting)
oh yeah, right, this is always a good thing. because what the city hall of tacoma washington is used for is the fascist illuminati overlords attempting to turn you into slaves. not, you know, trying to buy land or registering a marriage certificate. you know, mundane every day things you WANT to be easy and painless. clearly, we have to worry about our irrational fears of being controlled by bogeymen from bad hollywood movies we
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Currently, my SSN is bought and sold by unscrupulous companies without my knowledge or consent. I can't think of a single way that has made my life more "painless". Why does my SSN need to be published on the internet for a local official to verify my identity for a marriage license?
And this isn't one of them. If you're going to argue th
hello (Score:1, Troll)
in reality, you can have convenience and reliability
or you can have privacy and security
you can't have both at the same time
welcome to the real world
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welcome to reality
in reality, you have punctuation marks and capital letters
sentences end with periods
sentences start with capital letters
welcome to the real world
Re:stupid (Score:4, Interesting)
Believe me, that muncipality is going to be even more cash-strapped if and when they have to pay for all the damage they cause by publishing SSNs.
What about other identifiers? (Score:1)
I'm tired of my local priest asking to see my penis for identification.
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SSN is an account number (Score:2, Insightful)
Re:SSN is an account number (Score:5, Informative)
There's no money stored anywhere. Social Security is a "pay as you go" system, and any excess funds are replaced with Treasury Bonds (IOUs from the taxpayers to fund Social Security in the future). At some point, the tax needs of repaying those bonds, as well as covering new retirees will exceed the ability of the workforce to pay - unless a significant change in the system is enacted.
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While some changes may be in order, the fundamental argument against social welfare can be vastly simplified.
If those arguments are true, then it is also true that it is IMPOSSIBLE for a typical person to ever save enough money to retire, pay for health care, etc. If true, the problem is much more fundamental than tweaking policies and percentages in the Social Security program.
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On the other hand, I don't want private organizations to have a universal identifier that they might use for data mining purposes. Do you really want your auto insurance company to access your local grocery store 'discount card' records to see how much beer you buy?
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Especially considering that many of them have no interest at all in putting money into said account. Thus giving them the information makes about as much sense as giving them your bank account details.
Right... (Score:1)
Right. Aren't all public officials strapped for cash and/or "ethically challenged?"
Ther is a much much better way (Score:3, Insightful)
all the eggs in one basket (Score:1)
Blah blah blah (Score:3, Insightful)
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Personally, I think the metaphor of having (or growing, if you will...) a Spine or Backbone is more accurate, and includes everyone.
This is slashdot, I know, but, c'mon...
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Of course you haven't, because you think it is sexist, but whatever, I mean, c'mon, what's next, sensitivity training on the job?
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Hey Jedediah! Hand me that arc welder! (Score:3, Funny)
We're All Gonna Die! (Score:2)
Aside from providing big muscle to win good wars, make good entertainment and do the manifest destiny thing, the US is pretty good at mobilizing its citizens for
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The solution to your problem: SIN! (Score:1)
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