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Consumer Strikes Back at Crooked Online Retailer 659

BigBadLad writes "Seems like customers are at a huge disadvantage when dealing with dishonest retailers. This is the story of a man who had a horrible experience with an online camera retailer. In short he was lied to, yelled at, and threatened to be sued if he posted the experience on his blog. He was also persuaded to sign an agreement that would allow the retailer to charge him an extra $100 if he left bad feedback."
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Consumer Strikes Back at Crooked Online Retailer

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  • Summary is WRONG (Score:5, Informative)

    by Anonymous Coward on Thursday December 01, 2005 @03:02AM (#14154696)
    Except that he didn't sign the agreement to pay $100 if he posted unkind reviews. That was taken from another review which he cited.

    Get it right, or pay the price.
  • by Bananatree3 ( 872975 ) * on Thursday December 01, 2005 @03:02AM (#14154697)

    The offending camera "dealer" site is: Priceritephoto.com [priceritephoto.com]



    According to an update on his blog site, he has since reported this charlatan to the New York State Attourney General's Office. Also, apperently Price Rite Photo was listed on PriceGrabber, but has since been delisted.


  • by Seumas ( 6865 ) on Thursday December 01, 2005 @03:10AM (#14154730)
    My mom had the same experience. She placed a $800 camera order and was called that day to "confirm her address", at which point they proceeded to try and sell her a $150 warranty and other expensive accessories. Once she refused, they suddenly informed her the product was out of stock, but they later said they could get it to her by Friday if she paid for a $150 warranty.

    What's unusual about that? You have to be the most ass backward consumer to fall for any of that and not just walk the other way immediately. And if you think the above is very unusual, you've probably never done any of the following before:

    + Shopped for a camera online in a non Amazon.com style place.
    + Shopped at Best-Buy
    + Shopped at Circuit-City
    + Shopped at Office Max
    + Shopped at Staples

    Common sense would tell you to do the following:

    + Cancel the order.
    + Contact VISA (or Mastercard, etc) to prevent a charge or reverse any charges.

    It's just part of doing business online. It's simple and credit card companies make it a fairly painless - one page long - process.
  • Re:Persuaded? (Score:4, Informative)

    by beanyk ( 230597 ) on Thursday December 01, 2005 @03:14AM (#14154750)
    He was also persuaded to sign an agreement that would allow the retailer to charge him an extra $100 if he left bad feedback.

    Thinning of the herd.


    Having read (most of) TFA, it was another dissatisfied customer -- not the author of the main article -- who signed this agreement. But yeah, that's just stupid.
  • by Null537 ( 772236 ) on Thursday December 01, 2005 @03:15AM (#14154754)
    Did that company tell you to come to /. and mention how good their deals are?
  • More examples (Score:5, Informative)

    by mpaulsen ( 240157 ) on Thursday December 01, 2005 @03:18AM (#14154771) Journal
    Others report similar experiences with PriceRitePhoto at resellerratings: http://www.resellerratings.com/seller8613.html [resellerratings.com]
  • by tommers ( 893816 ) * on Thursday December 01, 2005 @03:19AM (#14154784)
    That's funny, epinions.com seems to disagree. Everything single review is very negative:
    http://www99.shopping.com/xMR-~MRD-306792 [shopping.com]
  • by dan g ( 30777 ) on Thursday December 01, 2005 @03:23AM (#14154802) Homepage
    Not so says, well, pretty much everyone else

    http://www.resellerratings.com/seller9018.html [resellerratings.com]
  • by masdog ( 794316 ) <masdog@@@gmail...com> on Thursday December 01, 2005 @03:28AM (#14154820)
    There is only one New York store that I would deal with - B&H (www.bhphotovideo.com). They're one of the best camera retailers in the country.

    Besides for them, the only other company I will deal with now is Calumet Photographic. I've heard good things about Robert's in Indianapolis as well, but I've never had any dealings with them.
  • by GoRK ( 10018 ) on Thursday December 01, 2005 @03:30AM (#14154830) Homepage Journal
    Congrats on your grey market camera with no warranty (despite any claim to the contrary by either the seller or literature in the box). It's also not unlikely that you were shorted on the accessories, too such as getting a non-canon battery or a smaller capacity battery than the S70 normally comes with, no bundled software on the cd, no flash card (the real US retail boxed version comes with a memory card), maybe no strap, no usb cable -- that kind of thing is typical, but people generally don't notice.

    But one thing is for sure, you got an S70; it's probably new and it takes pictures as well as any other S70, so if you are happy saving a few bucks, I guess you're happy. If you don't believe me about the grey market deal, call Canon's customer service and try to verify your product warranty. Hope that puppy doesn't break on you (but it probably won't.. it's a decent camera)!

    Anyway, it's uninformed customers like you who contribute greatly to this problem here. Even the store in the article probably made more than a handful of people extremely happy with their low prices. It's fine if you want to buy stuff like this, but to just pass it off as the greatest deal in the world without stopping to inform people of WHY the prices are so low.

    If you want to buy camera equipment online, there really are some good vendors with competitive pricing. B&H Photo and Video is top notch and they will do a lot of things to help you save money such as giving you the option to buy third-party warranties instead of manufacturer's warranties (which can be both less expensive and longer term), etc.
  • And phone number.. (Score:5, Informative)

    by SillySnake ( 727102 ) on Thursday December 01, 2005 @03:30AM (#14154834)
    If you have any questions, you might just give them a call, toll free at:
    888-365-4300
  • Well Known Scam (Score:5, Informative)

    by nick_davison ( 217681 ) on Thursday December 01, 2005 @03:33AM (#14154848)
    New York and New Jersey camera stores are famous for this. The general scam runs something like this:

    1) Advertise an incredibly low price that gets people's interest.

    2) Take their credit card order, telling them the item's in stock.

    3) Within a couple of days, phone the customer to ask them if they want to buy the accessories pack. This usually includes most of the things that were in the box to start with - like the charger, kit lens, etc. These cost several hundred more, making the camera more expensive than it would have been via a reputable dealer.

    4) If they refuse, try berating them.

    5) If they still refuse, announce that the model is out of stock - even though it was confirmed in stock when they ordered.

    6) Wait for them to either give in and take the terrible deal or, if they do finally cancel on you, charge a 15% restocking fee for the camera you never took off the shelf. Either way, you sit on the money from their credit card for the whole period.

    It's a pretty simple rule in the camera community: If the deal's too good to be true, it is.

    You can use online reputation sites but they can be rigged. The store keeps sale details and then enters their own perfect feedback for any that don't get consumed.

    Personally, I limit to the following:

    B&H, Adorama: Both very reputable stores. Some people have minor issues but they do genuinely work hard. You can pretty much use them as baseline prices - if it costs more, you're paying too much, if it costs less, it's likely a scam.

    Best Buy, Circuit City, etc. By using major retailers, whilst you won't get a great deal initially, you can often find a 10% sale for reward card members, 5% back in vouchers on the sale (which buys memory cards etc). and so on. Be careful of open boxes here. It's not unheard of for say a Canon 20D to be bought and then a Digital Rebel to be returned in the box.

    Dell - Crazy as it may sound, they do have some great deals. The trick is to use sites like DealMeIn or HotDealsClub to find out when they have a great sale on.

    NewEgg - even with an employee discount from working for one of the major manufacturers, NewEgg was within $20, had free shipping, and got it to me fast - which turned out far better than getting it with my discount.
  • And Fax number (Score:2, Informative)

    by Anonymous Coward on Thursday December 01, 2005 @03:36AM (#14154862)

    If you you wish to send them a comment via fax:

    Fax: 1-888-375-6700

    Or if you happen to wish to visit them in person:

    PriceRitePhoto

    1274 49th Street

    Brooklyn, NY 11219

  • by jedrek ( 79264 ) on Thursday December 01, 2005 @03:38AM (#14154871) Homepage
    When I first heard about this yesterday, I was surprised. The victim in this tale is a fan (or employee? dunno) of flickr, one of the hottest social network web apps around at the moment. Yet when buying a camera, he didn't take advantage of them at all.

    Look around any photography forum, every time a questions like, "hey, I just saw this camera at an incredible price at this store, is this a good deal?" people always reply with "check out resellerratings.com [resellerratings.com]. How someone so technically and netsocially (for lack of a better term) savvy didn't ask around about this new store they were about to send $3k to is a mystery to me. Heck, a simple google search would've revealed problems.

    There are so many tools out there to verify good sellers/companies to do business with. Why do you think B&H [bhphotovideo.com] has so much business, even though its prices aren't rock bottom? They win on service and reliability, again and again. Of course, they're not perfect, but they've never failed me, and 'horror stories' with them are few and far between - especially compared to the volume they do.

    Speaking of trust systems: I've had excellent results with ebay - buying from reputable sellers. There are quite a few chinese/hong kong sellers on there with 10-50k transactions and 1-10 negative feedbacks. I don't know *any* brick and mortar stores with those kinds of numbers.
  • by Anonymous Coward on Thursday December 01, 2005 @03:39AM (#14154875)
    this link will load pics from pricerite infinitely!!! that will show 'em! http://electronicchaos.com/pricewrongphoto.html [electronicchaos.com] http://electronicchaos.com/pricewrongphoto.html [electronicchaos.com]
  • by dirtsurfer ( 595452 ) on Thursday December 01, 2005 @03:39AM (#14154878) Journal
    This is apparently very common behavior for camera and electronics shops in Brooklyn. It's so widespread that some guy actually went around and took pictures of the actual physical storefronts for all of these online shops.

    Very classy establishments, all.

    http://donwiss.com/pictures/BrooklynStores/ [donwiss.com]
  • skype them! (Score:5, Informative)

    by nemik ( 909434 ) on Thursday December 01, 2005 @03:40AM (#14154885) Homepage
    make sure to call priceritephoto and voice your displeasure, 888-365-4300. skype allows free calling to toll-free numbers. ;) slashdotting a phone number anyone?
  • by PygmySurfer ( 442860 ) on Thursday December 01, 2005 @03:48AM (#14154900)
    You missed an important line in your quote. Right before the paragraph the blurp you pasted, it says:

    "and yet another review I found on the company:"
  • $100 for chargebacks (Score:5, Informative)

    by gbulmash ( 688770 ) * <semi_famous@ya h o o .com> on Thursday December 01, 2005 @03:48AM (#14154901) Homepage Journal
    I've seen at least one retailer/service that charges you a $100 fee if you initiate a chargeback (challenge/cancel the charge) with your credit card company. They say this is because of the extra labor to fight your chargeback and that you have to deal with them to get refunds.

    Personally, I look at the T&C of any retailer I make a large purchase from. That's how I spotted the $100 fee for the chargeback.

    Essentially, gotchas like that are a clear sign not to do business with someone. If they're that worried about chargebacks or bad feedback that they try to penalize you for either in the T&C or EULA, run far away.

  • Re:skype them! (Score:4, Informative)

    by Bananatree3 ( 872975 ) * on Thursday December 01, 2005 @03:50AM (#14154906)
    Feel free to fax them, too!: 1-888-375-6700

    You can use www.tpc.int [tpc.int] allows you to send faxes for free.

  • by MsGeek ( 162936 ) on Thursday December 01, 2005 @03:58AM (#14154931) Homepage Journal
    These guys are good [samys.com]. I bought my first professional 35MM camera from them back in 1980, and they are still alive and kicking. They have five stores, two in West LA, one in Santa Barbara, one in Pasadena, and one in Santa Ana. Not a fly-by-night operation by any means. Everything from consumer to prosumer to pro; video, digital or film.

    Can't lose with NewEgg either if all you want is a consumer-grade digital camera. Again, in California.
  • Re:Well Known Scam (Score:3, Informative)

    by David Off ( 101038 ) on Thursday December 01, 2005 @04:07AM (#14154965) Homepage
    Sounds like my recent experience with Amazon. They have taken from mid-August to December to fulfill a camera order. They seem to operate on:

    1. advertise low price to attract customers + they have a good reputation
    2. see if they can obtain cameras and get a great price based on the huge number of orders
    3. cancel order or suggest different camera if they can't fulfill
    4. repeat
    5. Profits!!!!

    In fairness to Amazon I spoke to a customer representative a few times from Amazon who explained that unless they had 24 hour availibiity I could expect delays or problems sourcing the order. Something to bear in mind.

    Would I order from Amazon again? Yes, although I've had some other problems in the past which puts them in the league of one of the poorer online stores.
  • by Sycraft-fu ( 314770 ) on Thursday December 01, 2005 @04:11AM (#14154976)
    I dunno where you live, but I've shopped at all the listed retailers there and none act like that. For one, there's no stock games since it's an actual store. I get an item on the shelf and actually carry it to the front, there's no question on stock. Declining additonal warantee protection does nothing to affect the sale. I ALWAYS decline that, and they are still happy to take my money.
  • by Sycraft-fu ( 314770 ) on Thursday December 01, 2005 @04:17AM (#14155002)
    Disclaimer: As always, this is not legal advice. If you get legal advice on Slashdot, you need your head checked.

    Depending on the state you are in, it's not always illegal. Many states permit recording so long as one party is aware of it. So you are free to record all phonecalls you make since you are aware of it. The reason call centres warn you is to ensure there aren't any legal problems anywhere.

    Check your local laws but it's allowed in a large number of states.
  • by adzoox ( 615327 ) on Thursday December 01, 2005 @04:40AM (#14155069) Journal
    Because legal action was threatened against me for reporting consumer advocacy issues and recording phone calls I compiled a list on my website:

    Jackwhispers : Recording Phone Call laws State By State [blogspot.com]

    Most dishonest businesses are ignorant of this law ... their ignorance only furthers their dishonesty.

  • Comment removed (Score:5, Informative)

    by account_deleted ( 4530225 ) on Thursday December 01, 2005 @04:50AM (#14155105)
    Comment removed based on user account deletion
  • by DMNT ( 754837 ) on Thursday December 01, 2005 @04:51AM (#14155112)
    http://www.resellerratings.com/seller8613.html [resellerratings.com]

    Customer Satisfaction
    Six-Month Rating: 4.39

    Average Store: 7.23

    Seems like they are selling the product only if you buy overpriced accessories with them. This is very usual thing to do if you start to read the stories of customers that have bought stuff from the lowest scoring stores.
  • Re:Storefront Photos (Score:3, Informative)

    by Oscar_Wilde ( 170568 ) on Thursday December 01, 2005 @05:13AM (#14155185) Homepage
    Don Wiss has some photos of PriceRitePhoto.com's location [donwiss.com] (as well as some of related companies).
  • Nothing like Amazon (Score:5, Informative)

    by MushMouth ( 5650 ) on Thursday December 01, 2005 @05:41AM (#14155258) Homepage
    Sorry, but amazon doesn't try to sell you overprice accessories, nor do they threaten to charge a "restocking fee" for items they will never ship if you cancel, plus they don't charge your credit card until they ship your item. That said, they do seem to have issues with properly estimating the the availability for anything that they don't have in stock, and I have repeatedly houded they customer service about this (the number is something like 800-750-7575 [slate.com prints it every year])
  • by Dachannien ( 617929 ) on Thursday December 01, 2005 @05:59AM (#14155301)
    You're still stuck getting your CC company to do a chargeback against the fraudsters if they refuse to ship the item, but a virtual account number will at least limit the amount of money that can potentially get bound up in the conflict. It prevents them from charging more than the amount you initially specified in the order. Usually a virtual account number will expire within one or two months of creation, so the fraudsters will be forced either to charge your card eventually (allowing you to trigger the chargeback if they don't ship) or abandon your order altogether.

    It also makes any of the more fantastic threats like "Im gonna post ur CC# on teh Intarweb" laughable.

  • Re:Even Better! (Score:2, Informative)

    by dm(Hannu) ( 649585 ) on Thursday December 01, 2005 @06:48AM (#14155433) Homepage
    This is hilarious! Try googling [google.com] for the phrase "I would recomend checking out PriceRitePhoto.com" and you can see that the same review message has been copied verbatim to many review sites, with the mispelling and all!
  • Stop that! (Score:1, Informative)

    by Anonymous Coward on Thursday December 01, 2005 @06:53AM (#14155446)
    this link will load pics from pricerite infinitely!!! that will show 'em!

    Yeah, it'll cost their hosting company a fortune!
  • by Anonymous Coward on Thursday December 01, 2005 @06:59AM (#14155466)
    If you ever get some schmuck retailer (meat or cyberspace) you just call the credit card company and say you lost the card... Tell them you've searched high and low and can't find it... tell them you think you got pickpocketed in a train station you passed thru... whatever...

    They'll cancel the card and issue you a new one. When the crappy retailer tries to charge the old #, it's declined...lost card.

    End of problem.

    If they charge the card b4 you report it lost, then deny the charge. Call the CC company and dispute the charge - all you have to say is "it's an unauthorized charge". They'll reverse it pending some sort of resolution process... Then call up 2 days later and report it lost... When the shithead retailer tries to charge your card again, it's "declined...lost card"...

    end of problem...

    If you get some retailer threatening you on the phone with *whatever* bullshit they pull out of their ass - just say "We're done, any charges by you are considered unauthorized and will be refused. Never call this number again." and hang up. If they call back, file a complaint with the local PD for harrasment by wire (that's what it is called in IL). File complaints with the FTC, and local state attorney general's office.

    If they cost you one dime, file a small claims action in YOUR state, in YOUR jurisdiction and have them served in their jurisdiction. They're not going to show up - and you win by default. You then file the judgment, and turn it over to a collection agency who can then harrass the shithead retailer... You probably won't see any $$$, but turnabout is fair play eh?

    Finally: Caveat Emptor. Just because it's the Internet, doesn't mean you don't have to take care just like you would in the real world...
  • by johnw ( 3725 ) on Thursday December 01, 2005 @08:16AM (#14155671)
    I've run an on-line business and a call back to verify is *not* in itself something to be suspicious of. If you place a high-value order with a retailer, and it's the first time they've heard of you then any sensible business will contact you by phone just to check that everything is in order. This is especially the case if you've requested, for instance, delivery to somewhere other than the card address - e.g. invoice to home address, delivery to work. Some businesses will ask for particularly large orders to be confirmed in writing.

    Of course, trying to get the customer to buy something extra is a big no-no.
  • Re:And Fax number (Score:5, Informative)

    by jmcneill ( 256391 ) on Thursday December 01, 2005 @08:43AM (#14155768) Homepage
    A quick google search for 'priceritephoto crook', suprisingly, revealed the following photo of the PriceRitePhoto building [donwiss.com].

    Looks a bit, uhm, sketchy.
  • Comment removed (Score:3, Informative)

    by account_deleted ( 4530225 ) on Thursday December 01, 2005 @09:06AM (#14155853)
    Comment removed based on user account deletion
  • by D-Cypell ( 446534 ) on Thursday December 01, 2005 @09:20AM (#14155951)
    I cannot stress this enough...

    When buying products online, use a credit card, not a debit card. If the merchant acts in the way you described, dont argue with them. Wait a few days to see if you have been charged by them and if you have call you card issuing bank and explain the situation clearly to them and ask for them to peform a charge back on the transaction. You may need to sign and return some legal documents stating that you consider the charge to be illigitimate (this is designed to implicate folks who do this after receiving the goods without problem).

    The credit card company will return the money to your card and the merchant will receive a letter from their bank informing them that the money has been removed from their account. If this happens many times on the same merchant account the merchant bank will close the account and the merchant will be unable to open another account. This will effectively put them out of business.

    Issuing a charge back is a simple process (I have done it many times) and will hurt the retailer far more than shouting at them down the phone.
  • by Txiasaeia ( 581598 ) on Thursday December 01, 2005 @09:51AM (#14156152)
    B&H Photo and Video (NY, NY) is a terrific store, both brick & mortar and online. If you're into camera supplies and refuse to buy from them, you're shooting yourself in the foot.
  • by tomcres ( 925786 ) on Thursday December 01, 2005 @10:09AM (#14156281)
    Actually, most of these stores are Jewish-owned and operated. It's not the Russian or Italian mob. Ironically, most of them are Orthodox and observant. A lot of the families that own and run these shops live up in Monsey and New Square and other little frum enclaves upstate. You would think that being religious might have some correlation to ethics, but unfortunately, this isn't always the case.
  • Re:Even Better! (Score:1, Informative)

    by siva06 ( 6708 ) on Thursday December 01, 2005 @10:31AM (#14156448)
    well something is happening right now @ price runner

    "This review has been temporarily inactivated whilst Pricerunner investigates its veracity. This is done when we suspect that a review does not accurately reflect the product's or the retailer's true qualities, for instance, when a review is not based on actual experience of the product or the retailer.

    When a review is inactivated, Pricerunner contacts the person who has written the review and asks for more information regarding the purchase or product. After this process, if the review is considered to be valid and in line with Pricerunner's policy on reviews, then it is republished on the site. If no reply or additional information is received within 2 weeks, the review is removed completely."
  • by Micah ( 278 ) on Thursday December 01, 2005 @10:46AM (#14156581) Homepage Journal
    > with the possible exceptions of J&R and B&H.

    Regarding B&H, not just a "possible" exception. I was recently helping my Ecuadorian friend get a pro video camera. He saw the "low price" of Pricerite, and suggested I get it there. Fortunately, I checked resellerratings.com and discovered that they're a bunch of unethical crooks before it was too late.

    Ordered from B&H, and it was great. They ship exactly what you order and ship it quickly in a well-packed manner. Very professional. Not the lowest possible price, but it's definitely worth it for peace of mind.
  • by Doktor Memory ( 237313 ) on Thursday December 01, 2005 @10:52AM (#14156633) Journal
    B&H is definintly a reputable business -- wouldn't mean to impute otherwise.

    From a customer-service standpoint, they can still be dicey. Not to put a fine point on it, but multiple friends of mine have found that you get much better service at the storefront if you look like you have a Y chromosome. It's not 100% consistant, but it happens often enough that I hesitate to send female friends there, and that translates into a more general reluctance to give them business.

    Your mileage, obviously, may vary.
  • by rdunnell ( 313839 ) * on Thursday December 01, 2005 @11:10AM (#14156782)
    It's a feature that pretty much any issuer of credit cards can offer (MasterCard/Visa - Amex and Discover handle their stuff themselves pretty much). There is some expense to it - they have to set up web/application servers to handle the requests, write or contract out the code, etc, so not all banks do it. But, there are a lot of banks that offer it, including most of the big names in the industry.

    If your bank doesn't offer it, ask them about it. Maybe they have it planned, or maybe they decided not to offer it because they didn't want to fund the back-end systems to make it work, or no one had asked for it, or whatever.

  • by Anonymous Coward on Thursday December 01, 2005 @11:23AM (#14156915)
    went to www.bb.org, did a search for priceritephoto and got this result: http://www.bbbnewyork.org/businessreports/Default. aspx?id=1026 [bbbnewyork.org] The website here is called "Let's Go Digital" but the phone number is the same, also provides their address and contacts Principal: Jack Heffner, Owner Phone Number: (888) 766-4442 Additional Phone Numbers: (718) 645-7809 (718) 336-5492 (718) 787-0817 (888) 447-0011 (888) 740-4880 (888) 365-4300 (888) 375-6700 Fax Number: (718) 645-7809 Lets Go Digital 1643 McDonald Avenue Brooklyn, NY 11230 Website: www.lgdsuperstore.com "Based on BBB files, this business has an unsatisfactory record with the Bureau because it failed to respond to one or more complaints."
  • Express Cameras (Score:2, Informative)

    by TheWizardTim ( 599546 ) on Thursday December 01, 2005 @11:28AM (#14156961) Journal
    http://expresscameras.com/welcome.asp [expresscameras.com] Is also a shady grey market seller. They sold me a grey Nikon D100 that had dead pixels, and a photocopied manual. I also got lenses with dirt on the INSIDE of the glass. This might be the same company. I had to send the camera back 2 times before I got one that only had 2 dead pixels. At that point I had to leave on a trip so I could not return the camera. Don't buy from them. They also used to go under the name Hello Cameras.
  • me too (Score:2, Informative)

    by catalyst ( 77856 ) on Thursday December 01, 2005 @11:33AM (#14156999)
    deja vu: this story (and the pcworld article linked from it) almost perfectly describe what happened to me when i attempted to use froogle [google.com] to buy a monitor last month. the phone calls that went nowhere, the arguments with sales managers about why a camera shop in new york would tell me i needed to buy a power adapter for my "international" model, and then, the eventual shutdown when i refused to budge.

    after trying several places, i eventually spent $100 more at newegg [pcworld.com], and got exactly what i wanted almost immediately.

    i suppose this is a strong argument agaist froogle which, afaik, doesn't spend nearly as many man-hours policing its sellers as the other aggregators mentioned.
  • by Yo Mama ( 25832 ) on Thursday December 01, 2005 @11:36AM (#14157032)
    MBNA still offers one time use numbers. You log into their web site, and generate a number. The minimum expiration date is two months out, I think. After the transaction is processed you should deactivate the one time use number, because some people say that merchants can still charge the "one time use" number after the virtual expiration date.

    A gift card is probably worse than a debit card, because there is no incentive for any company to protect you. The credit card company still wants your business, the bank might, but the gift card company has already been paid.
  • better explanation (Score:3, Informative)

    by tomcres ( 925786 ) on Thursday December 01, 2005 @12:18PM (#14157526)
    I wasn't making any "wild accusations of impropriety." I was just trying to point out that the mafia has better rackets than operating shady camera and electronic stores. I wasn't trying to tar all Jewish business as being shady either. Obviously, B&H is a good example of a reputable Jewish photo/electronics store. Nobody Beats The Wiz was too, before they were bought up by Cablevision. Also J&R Music World. But for every one of those, there's like a dozen of these little warehouses in Brooklyn or the west side of Manhattan. I'm just speaking from personal experience, being a former Broooklynite (Crown Heights) and having done business with some of these and being able to recognize a Yiddish accent or the fact that a guy named "Moishe Stern" is probably not Italian-American. I'm sure some of these are probably owned by Catholic or Orthodox Poles or Russians, too. There is a major Eastern European element in these businesses, as well. I'm sure some of them are even Indian or West Indian. It really doesn't matter. Someone made an accusation that these were mob fronts, and I wanted to point out that the majority of them probably have absolutely nothing at all to do with the mob. God's Duck has it right, though, it's an issue of demographics more than anything else. I was really just trying to dispel the myth that any kind of foul business based in New York or New Jersey is run by the mafia. Nothing could be further from the truth. The Sopranos is probably the worst thing that could have ever happened to our area in terms of public perception. Now everyone thinks it's cool to be a mobster and that everyone, particularly anyone Italian or Russian, in New York is a mafioso. You even have a lot of these rappers and such acting like they're mafiosi and giving themselves Italian pseudonyms. It's very upsetting to see this kind of thing glorified and to have an entire community's and an entire region's reputation sullied by it.
  • by Anonymous Coward on Thursday December 01, 2005 @01:43PM (#14158432)
    I cannot believe this is marked informative. This is about the stupidest thing you could possibly do.

    Reporting the card stolen is going to look strange when the merchant produces all of your personal info that was recorded when the sale was made. You could even be charged with criminal charges for attempted fraud and theft.

    Claiming it is an unauthorized charge is similarly stupid. The merchant will produce proof that you did initiate the deal, and agreed to a contract. Done deal. The credit card company will side with the merchant, and you're screwed.

    The stupid games with "never call this number again" are pointless, and you will be ignored. They are not harassing you as they are conducting business, and have a legitimate reason to contact you.

    But the really stupid thing...there is NO reason for these shenanigans! All you have to do is call the company, and ask for a chargeback. You explain the circumstances, and that you have been unable to resolve the issue with the merchant. The credit card company is required, by law, to take your side in a legitimate dispute.

    By playing stupid games and lying, you can blow your chances at getting a good resolution.
  • by Anonymous Coward on Thursday December 01, 2005 @02:26PM (#14158918)
    Adorama are NOT reputable, only big.

    1. They spam (if you ever gave them your email address you are probably getting digital printing spam from them already)
    2. They overrate their used camera equipment
    3. They are assholes

    B&H by contrast are so good that these days if the salesman doesn't have a black waistcoat and a yarmulk I feel a little suspicious. And they also do international mail order with 0 hassles.
  • by Doktor Memory ( 237313 ) on Thursday December 01, 2005 @03:15PM (#14159470) Journal
    let me guess.... they got a lot of tech gizmo nerds that don't get to spend enough time with women?

    Actually no. They (B&H) are staffed almost entirely by Hassidic Jews, some of whom appear to have have bracingly old-world opinions about the usefulness and divine purpose of the female gender.
  • by Eil ( 82413 ) on Thursday December 01, 2005 @04:30PM (#14160281) Homepage Journal
    What credit card companies offer them and how do you go about making them?

    I checked Discover's site (the card I have) and it looks like they offer one-time numbers [discovercard.com] as a free service. They have some stupid thing that integrates with IE, but there's also a version that lists "Netscape 6.2.something" as a requirement, so that one might work for all graphical browsers that support Flash 5.0 and up.

    Would gift cards be the same thing?

    Gift cards are definitely not the same thing and have a few drawbacks besides. You'll have to pay for the gift card with cash or money order, few online vendors even have gift cards (stores like Target and Sears probably don't honor gift cards online), and you can never get a cash refund on a gift card.
  • by foniksonik ( 573572 ) on Thursday December 01, 2005 @05:48PM (#14161135) Homepage Journal
    It's an easy to use, shareable database.... that's very searchable and tied into the best search engine... all one need to is create an interface page or pages to add entries... including something like a rating field would let you sort based on peoples opinion of the site...

    The reason I say to use googlebase instead of a hosted database is that the maintenance is taken care of by google... no worries about some guy hosting the list accidentally killing it or having to take it down for lack of funds to host it... also the data is stored at google so cease and desist actions would involve them and their legal team.

    Googlebase seems the pefect solution to publishing public domain datasets, with this being a great example of the kind of data that you can't really make a lot of money off of and can potentially lead to issues if hosted privately by a small entity. Essentially this would become "Google e-Retailer Service Ratings" if they wanted to do it themselves (google that is) they could create a service around this but instead they've simply created an engine that lets all of us do it together for whatever topic we want.

    If it became a dense enough set of data, Google could tie this into Froogle listings as well... and online stores could link to their listing to prove they have a good rating, etc. etc. based on a completely public system, rather than one owned and operated by a interested party.

Math is like love -- a simple idea but it can get complicated. -- R. Drabek

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